Statistics

Investor statistics

16017

Active investors

323

Average number of loans Average loans per investor

14.94 %

Average interest rate Return on investment it will always be lower than the interest rate

5 781 €

Average active investment amount Average amount invested per investor

171 564 745 €

Principal received Principal received, including principal paid from Provision fund

48 570 183 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13704

Total active borrowers

4085 €

Average loan amount

67 months

Average loan term Weighted average loan term

882 €

Average income

965 €

A+ rating

871 €

A rating

893 €

B rating

813 €

C rating

982 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 258 445 892 € 18 418 619 € 75 964 276 € 104 078 704 € 48 975 256 € 11 000 186 €
Amount of issued credits 92 598 607 € 5 499 278 € 22 988 509 € 40 266 181 € 18 185 213 € 5 657 293 €
Amount of issued credits 63 258 6 522 19 772 22 544 12 191 2 211
Amount of issued credits 63 241 6 522 19 760 22 540 12 190 2 211
Not overdue and returned 218 569 378 €
84.57% 		17 689 897 €
96.04% 		69 424 244 €
91.39% 		87 825 160 €
84.38% 		36 638 896 €
74.81% 		6 982 331 €
63.47%
Not overdue and returned 52 862 947 €
57.09% 		4 770 556 €
86.75% 		16 467 223 €
71.63% 		24 081 428 €
59.81% 		5 902 169 €
32.46% 		1 639 438 €
28.98%
Not overdue and returned 55 725
88.09% 		6 410
98.28% 		18 800
95.08% 		19 705
87.41% 		9 445
77.48% 		1 347
60.92%
Not overdue and returned 55 708
88.09% 		6 410
98.28% 		18 788
95.08% 		19 701
87.40% 		9 444
77.47% 		1 347
60.92%
Overdue 39 735 660 €
15.37% 		728 722 €
3.96% 		6 521 286 €
8.58% 		16 184 753 €
15.55% 		12 283 044 €
25.08% 		4 017 855 €
36.53%
Overdue 39 735 660 €
42.91% 		728 722 €
13.25% 		6 521 286 €
28.37% 		16 184 753 €
40.19% 		12 283 044 €
67.54% 		4 017 855 €
71.02%
Overdue 7 502
11.86% 		112
1.72% 		966
4.89% 		2 827
12.54% 		2 733
22.42% 		864
39.08%
Overdue 7 502
11.86% 		112
1.72% 		966
4.89% 		2 827
12.54% 		2 733
22.42% 		864
39.08%
1-30 days 10 133 546 €
3.92% 		384 132 €
2.09% 		2 477 674 €
3.26% 		4 767 767 €
4.58% 		1 875 396 €
3.83% 		628 577 €
5.71%
1-30 days 10 133 546 €
10.94% 		384 132 €
6.99% 		2 477 674 €
10.78% 		4 767 767 €
11.84% 		1 875 396 €
10.31% 		628 577 €
11.11%
1-30 days 1 690
2.67% 		67
1.03% 		364
1.84% 		761
3.38% 		362
2.97% 		136
6.15%
1-30 days 1 690
2.67% 		67
1.03% 		364
1.84% 		761
3.38% 		362
2.97% 		136
6.15%
31-60 days 2 146 268 €
0.83% 		30 394 €
0.17% 		370 961 €
0.49% 		979 948 €
0.94% 		538 612 €
1.10% 		226 352 €
2.06%
31-60 days 2 146 268 €
2.32% 		30 394 €
0.55% 		370 961 €
1.61% 		979 948 €
2.43% 		538 612 €
2.96% 		226 352 €
4.00%
31-60 days 391
0.62% 		7
0.11% 		52
0.26% 		180
0.80% 		104
0.85% 		48
2.17%
31-60 days 391
0.62% 		7
0.11% 		52
0.26% 		180
0.80% 		104
0.85% 		48
2.17%
61-90 days 1 435 157 €
0.56% 		1 934 €
0.01% 		271 063 €
0.36% 		565 035 €
0.54% 		394 147 €
0.80% 		202 978 €
1.85%
61-90 days 1 435 157 €
1.55% 		1 934 €
0.04% 		271 063 €
1.18% 		565 035 €
1.40% 		394 147 €
2.17% 		202 978 €
3.59%
61-90 days 236
0.37% 		2
0.03% 		33
0.17% 		91
0.40% 		70
0.57% 		40
1.81%
61-90 days 236
0.37% 		2
0.03% 		33
0.17% 		91
0.40% 		70
0.57% 		40
1.81%
91-720 days 14 003 493 €
5.42% 		276 510 €
1.50% 		2 215 166 €
2.92% 		5 637 025 €
5.42% 		3 854 131 €
7.87% 		2 020 661 €
18.37%
91-720 days 14 003 493 €
15.12% 		276 510 €
5.03% 		2 215 166 €
9.64% 		5 637 025 €
14.00% 		3 854 131 €
21.19% 		2 020 661 €
35.72%
91-720 days 2 256
3.57% 		27
0.41% 		269
1.36% 		856
3.80% 		692
5.68% 		412
18.63%
91-720 days 2 256
3.57% 		27
0.41% 		269
1.36% 		856
3.80% 		692
5.68% 		412
18.63%
> 720 days 12 017 195 €
4.65% 		35 753 €
0.19% 		1 186 422 €
1.56% 		4 234 977 €
4.07% 		5 620 757 €
11.48% 		939 287 €
8.54%
> 720 days 12 017 195 €
12.98% 		35 753 €
0.65% 		1 186 422 €
5.16% 		4 234 977 €
10.52% 		5 620 757 €
30.91% 		939 287 €
16.60%
> 720 days 2 929
4.63% 		9
0.14% 		248
1.25% 		939
4.17% 		1 505
12.35% 		228
10.31%
> 720 days 2 929
4.63% 		9
0.14% 		248
1.26% 		939
4.17% 		1 505
12.35% 		228
10.31%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 140 854 €
0.05% 		0 €
0.00% 		18 746 €
0.02% 		68 792 €
0.07% 		53 316 €
0.11% 		0 €
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 43 840 082 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 912 958 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 6 668 657 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 24 749 008 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 8 276 882 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 3 228 337 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 397 293 € 8 091 696 € 12 787 373 € 16 584 375 € 16 732 369 € 22 352 910 € 25 895 786 € 25 382 922 € 21 545 839 € 13 928 926 €
A+
 0 € 0 € 0 € 0 € 0 € 1 508 369 € 2 554 695 € 3 722 592 € 3 263 565 € 1 438 199 € 431 922 €
A
 1 400 € 612 219 € 3 032 706 € 5 320 210 € 6 780 540 € 5 203 074 € 6 531 649 € 8 730 812 € 8 693 325 € 5 876 592 € 2 174 494 €
B
 2 750 € 835 585 € 2 907 618 € 3 970 600 € 5 486 671 € 5 727 789 € 7 615 438 € 9 394 818 € 9 337 196 € 10 521 975 € 7 943 200 €
C
 2 700 € 949 489 € 2 151 371 € 3 496 563 € 4 317 165 € 4 293 138 € 4 289 735 € 3 052 069 € 2 918 472 € 2 810 623 € 2 455 402 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 361 392 € 995 496 € 1 170 366 € 894 200 € 921 439 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.47 % 90.49 % 89.58 % 89.05 % 87.68 % 81.61 % 69.63 % 57.77 % 50.59 % 31.77 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 97.27 % 82.56 % 73.82 % 60.20 % 60.00 % 47.31 %
A
 100.00 % 93.32 % 97.11 % 98.20 % 98.18 % 94.23 % 81.74 % 68.00 % 57.24 % 50.43 % 32.61 %
B
 100.00 % 96.09 % 89.89 % 89.61 % 90.34 % 86.55 % 84.49 % 69.65 % 59.52 % 52.84 % 32.10 %
C
 100.00 % 91.39 % 83.24 % 79.01 % 76.48 % 79.61 % 78.15 % 69.33 % 54.34 % 44.28 % 29.67 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 75.58 % 70.29 % 51.43 % 39.24 % 28.54 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 21 501 € 38 202 € 31 243 € 33 870 € 16 037 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 7 067 € 6 152 € 0 € 5 527 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 17 735 € 16 337 € 18 682 € 16 037 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 14 434 € 14 316 € 14 905 € 9 661 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 2.47 % 1.30 % 0.71 % 0.56 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 1.08 % 0.20 % 0.00 % 0.08 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.55 % 0.37 % 0.31 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 1.39 % 0.55 % 0.34 % 0.17 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 145 870 € 812 150 € 1 455 806 € 2 005 921 € 2 334 563 € 5 036 186 € 11 292 944 € 18 557 048 € 21 047 055 € 29 911 157 €
A+
 0 € 0 € 0 € 0 € 0 € 42 414 € 539 614 € 1 320 230 € 2 157 216 € 958 767 € 481 036 €
A
 0 € 36 788 € 84 141 € 97 624 € 119 838 € 318 849 € 1 459 228 € 4 107 878 € 6 493 087 € 5 776 912 € 4 494 163 €
B
 0 € 34 018 € 309 244 € 444 045 € 568 221 € 873 970 € 1 398 215 € 4 093 883 € 6 349 404 € 9 389 466 € 16 805 808 €
C
 0 € 75 065 € 418 765 € 914 137 € 1 317 862 € 1 099 330 € 1 199 374 € 1 350 171 € 2 452 028 € 3 537 001 € 5 821 480 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 439 755 € 420 782 € 1 105 312 € 1 384 547 € 2 306 898 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 145 870 € 812 150 € 1 455 806 € 1 985 389 € 1 807 627 € 2 186 625 € 3 989 818 € 6 557 942 € 5 356 770 € 1 722 692 €
A+
 0 € 0 € 0 € 0 € 0 € 1 563 € 1 507 € 67 894 € 217 547 € 23 750 € 0 €
A
 0 € 36 788 € 84 141 € 97 624 € 112 267 € 84 853 € 219 971 € 871 729 € 1 319 318 € 565 456 € 9 441 €
B
 0 € 34 018 € 309 244 € 444 045 € 555 260 € 642 439 € 693 745 € 1 794 093 € 2 664 523 € 2 115 333 € 619 303 €
C
 0 € 75 064 € 418 765 € 914 137 € 1 317 862 € 1 078 772 € 873 272 € 906 270 € 1 534 811 € 1 717 417 € 638 518 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 398 130 € 349 832 € 821 742 € 934 814 € 455 429 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 5.69 % 9.08 % 10.20 % 10.66 % 9.47 % 7.98 % 10.73 % 14.92 % 12.58 % 3.93 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.10 % 0.05 % 1.35 % 4.01 % 0.99 % 0.00 %
A
 0.00 % 5.61 % 2.69 % 1.80 % 1.63 % 1.54 % 2.75 % 6.79 % 8.69 % 4.85 % 0.14 %
B
 0.00 % 3.91 % 9.56 % 10.02 % 9.14 % 9.71 % 7.70 % 13.30 % 16.99 % 10.62 % 2.50 %
C
 0.00 % 7.22 % 16.20 % 20.66 % 23.35 % 20.01 % 15.91 % 20.59 % 28.58 % 27.06 % 7.71 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.10 % 24.70 % 36.11 % 41.02 % 14.11 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.73 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.68 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.62 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.25 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.54 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.27 %
Interest paid, EUR 1 142 € 1 087 331 € 3 523 146 € 4 985 941 € 6 359 624 € 5 192 823 € 6 234 234 € 6 555 230 € 7 463 543 € 4 996 052 € 2 010 337 €
A+
 0 € 0 € 0 € 0 € 0 € 227 502 € 455 028 € 600 103 € 691 877 € 189 606 € 18 345 €
A
 61 € 215 243 € 870 271 € 1 272 115 € 1 523 214 € 1 114 099 € 1 461 793 € 2 021 856 € 2 370 624 € 1 175 074 € 235 733 €
B
 416 € 354 734 € 1 319 409 € 1 521 372 € 2 072 856 € 1 915 152 € 2 051 044 € 2 507 957 € 2 805 983 € 2 463 910 € 1 134 857 €
C
 664 € 517 353 € 1 333 466 € 2 192 454 € 2 763 555 € 1 936 069 € 1 668 081 € 1 012 795 € 1 112 487 € 880 637 € 456 226 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 598 288 € 412 518 € 482 573 € 286 531 € 165 145 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 215 343 € 1 063 288 € 1 572 536 € 1 848 381 € 1 391 973 € 1 080 298 € 1 233 841 € 1 828 446 € 1 095 906 € 272 297 €
A+
 0 € 0 € 0 € 0 € 0 € 199 € 129 € 8 657 € 23 905 € 2 742 € 90 €
A
 0 € 50 941 € 71 360 € 69 344 € 56 463 € 36 286 € 56 081 € 151 183 € 245 235 € 78 037 € 2 834 €
B
 0 € 42 068 € 351 232 € 400 285 € 440 673 € 431 506 € 258 139 € 534 594 € 695 824 € 355 070 € 80 421 €
C
 0 € 122 334 € 640 696 € 1 102 907 € 1 351 245 € 923 983 € 490 319 € 371 572 € 516 655 € 391 168 € 109 493 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 275 631 € 167 836 € 346 827 € 268 889 € 79 458 €
>90 days overdue, EUR 0 € 215 343 € 1 063 288 € 1 572 536 € 1 848 151 € 1 378 407 € 1 036 579 € 1 121 540 € 1 631 081 € 966 262 € 124 439 €
A+
 0 € 0 € 0 € 0 € 0 € 177 € 9 € 7 388 € 19 960 € 2 179 € 0 €
A
 0 € 50 941 € 71 360 € 69 344 € 56 455 € 35 425 € 51 477 € 129 961 € 210 303 € 63 308 € 344 €
B
 0 € 42 068 € 351 232 € 400 285 € 440 452 € 421 323 € 244 792 € 482 808 € 618 466 € 293 241 € 28 210 €
C
 0 € 122 334 € 640 696 € 1 102 907 € 1 351 245 € 921 482 € 470 672 € 344 390 € 464 442 € 354 676 € 54 569 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 269 629 € 156 992 € 317 909 € 252 858 € 41 315 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 157 604 €
Receivable fee amount 14 558 611 €
Historical Returns