Statistics
Investor statistics
15570
Active investors
274
Average number of loans Average loans per investor
14.60 %
Average interest rate Return on investment it will always be lower than the interest rate
4 767 €
Average active investment amount Average amount invested per investor
116 794 446 €
Principal received Principal received, including principal paid from Provision fund
32 352 658 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
12375
Total active borrowers
3766 €
Average loan amount
68 months
Average loan term Weighted average loan term
819 €
Average income
908 €
A+ rating
821 €
A rating
815 €
B rating
761 €
C rating
942 €
C- - rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 186 868 008 € | 16 701 799 € | 63 088 247 € | 64 839 886 € | 36 038 487 € | 6 198 812 € |
Not overdue and returned |
155 301 733 €
83.11% |
15 840 252 €
94.84% |
56 830 762 €
90.08% |
52 375 736 €
80.78% |
26 384 772 €
73.21% |
3 869 435 €
62.42% |
Overdue |
31 566 275 €
16.89% |
861 547 €
5.16% |
6 257 486 €
9.92% |
12 464 150 €
19.22% |
9 653 715 €
26.79% |
2 329 377 €
37.58% |
1-30 days |
10 367 097 €
5.55% |
539 316 €
3.23% |
3 066 427 €
4.86% |
4 592 233 €
7.08% |
1 633 910 €
4.53% |
535 211 €
8.63% |
31-60 days |
2 471 182 €
1.32% |
107 715 €
0.64% |
638 037 €
1.01% |
982 849 €
1.52% |
554 929 €
1.54% |
187 653 €
3.03% |
61-90 days |
1 812 734 €
0.97% |
12 253 €
0.07% |
599 279 €
0.95% |
757 031 €
1.17% |
283 537 €
0.79% |
160 635 €
2.59% |
91-720 days |
9 571 172 €
5.12% |
196 028 €
1.17% |
1 485 345 €
2.35% |
3 886 412 €
5.99% |
2 819 796 €
7.82% |
1 183 591 €
19.09% |
> 720 days |
7 344 090 €
3.93% |
6 236 €
0.04% |
468 398 €
0.74% |
2 245 625 €
3.46% |
4 361 544 €
12.10% |
262 288 €
4.23% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 37 188 730 € | 43 939 970 € | 14 855 092 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 369 108 € | 8 011 409 € | 12 618 565 € | 16 079 173 € | 15 236 469 € | 18 997 740 € | 20 632 392 € | 16 052 746 € | 2 629 611 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 92.37 % | 89.59 % | 88.40 % | 86.33 % | 79.84 % | 69.36 % | 55.48 % | 36.53 % | 17.70 % |
Outstanding principal, EUR | 0 € | 195 557 € | 930 638 € | 1 655 857 € | 2 544 993 € | 3 846 501 € | 8 391 356 € | 16 556 338 € | 27 887 224 € | 12 225 481 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 195 557 € | 930 639 € | 1 655 857 € | 2 277 218 € | 1 988 642 € | 2 322 283 € | 3 775 951 € | 3 760 417 € | 8 700 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 7.63 % | 10.41 % | 11.60 % | 12.23 % | 10.42 % | 8.48 % | 10.15 % | 8.56 % | 0.06 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.04 % | 14.47 % | 14.67 % |
Interest paid, EUR | 1 142 € | 1 008 777 € | 3 299 568 € | 4 605 769 € | 5 827 969 € | 4 678 451 € | 5 052 166 € | 4 298 088 € | 3 218 185 € | 204 712 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 212 495 € | 924 154 € | 1 324 490 € | 1 539 665 € | 1 036 788 € | 716 040 € | 643 548 € | 518 854 € | 28 482 € |
>90 days overdue, EUR | 0 € | 212 495 € | 924 154 € | 1 324 490 € | 1 523 204 € | 983 348 € | 621 904 € | 466 042 € | 234 184 € | 385 € |