Statistics

Investor statistics

15909

Active investors

296

Average number of loans Average loans per investor

14.77 %

Average interest rate Return on investment it will always be lower than the interest rate

5 175 €

Average active investment amount Average amount invested per investor

136 219 974 €

Principal received Principal received, including principal paid from Provision fund

38 415 952 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

12902

Total active borrowers

3872 €

Average loan amount

68 months

Average loan term Weighted average loan term

845 €

Average income

929 €

A+ rating

844 €

A rating

848 €

B rating

781 €

C rating

957 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 213 708 946 € 17 467 561 € 69 189 804 € 78 865 480 € 40 487 243 € 7 694 246 €
Amount of issued credits 82 329 052 € 7 057 075 € 24 596 138 € 31 452 130 € 15 105 630 € 4 117 657 €
Amount of issued credits 55 191 5 620 17 910 18 978 10 966 1 708
Amount of issued credits 55 174 5 620 17 898 18 974 10 965 1 708
Not overdue and returned 180 338 192 €
84.38% 		16 709 294 €
95.66% 		62 839 469 €
90.82% 		65 603 980 €
83.18% 		30 237 214 €
74.68% 		4 943 624 €
64.25%
Not overdue and returned 48 958 299 €
59.47% 		6 298 809 €
89.26% 		18 245 803 €
74.18% 		18 190 630 €
57.84% 		4 855 601 €
32.14% 		1 367 035 €
33.20%
Not overdue and returned 48 381
87.66% 		5 498
97.83% 		16 921
94.48% 		16 460
86.73% 		8 442
76.98% 		1 051
61.53%
Not overdue and returned 48 364
87.66% 		5 498
97.83% 		16 909
94.47% 		16 456
86.73% 		8 441
76.98% 		1 051
61.53%
Overdue 33 370 753 €
15.62% 		758 267 €
4.34% 		6 350 335 €
9.18% 		13 261 500 €
16.82% 		10 250 029 €
25.32% 		2 750 623 €
35.75%
Overdue 33 370 753 €
40.53% 		758 267 €
10.74% 		6 350 335 €
25.82% 		13 261 500 €
42.16% 		10 250 029 €
67.86% 		2 750 623 €
66.80%
Overdue 6 810
12.34% 		122
2.17% 		989
5.52% 		2 518
13.27% 		2 524
23.02% 		657
38.47%
Overdue 6 810
12.34% 		122
2.17% 		989
5.53% 		2 518
13.27% 		2 524
23.02% 		657
38.47%
1-30 days 9 427 120 €
4.41% 		453 891 €
2.60% 		2 759 205 €
3.99% 		4 186 880 €
5.31% 		1 564 418 €
3.86% 		462 726 €
6.01%
1-30 days 9 427 120 €
11.45% 		453 891 €
6.43% 		2 759 205 €
11.22% 		4 186 880 €
13.31% 		1 564 418 €
10.36% 		462 726 €
11.24%
1-30 days 1 718
3.11% 		89
1.58% 		420
2.35% 		762
4.02% 		327
2.98% 		120
7.03%
1-30 days 1 718
3.11% 		89
1.58% 		420
2.35% 		762
4.02% 		327
2.98% 		120
7.03%
31-60 days 2 167 181 €
1.01% 		51 287 €
0.29% 		458 210 €
0.66% 		945 431 €
1.20% 		508 148 €
1.26% 		204 106 €
2.65%
31-60 days 2 167 181 €
2.63% 		51 287 €
0.73% 		458 210 €
1.86% 		945 431 €
3.01% 		508 148 €
3.36% 		204 106 €
4.96%
31-60 days 373
0.68% 		5
0.09% 		63
0.35% 		154
0.81% 		102
0.93% 		49
2.87%
31-60 days 373
0.68% 		5
0.09% 		63
0.35% 		154
0.81% 		102
0.93% 		49
2.87%
61-90 days 1 403 547 €
0.66% 		5 215 €
0.03% 		325 383 €
0.47% 		615 140 €
0.78% 		321 388 €
0.79% 		136 422 €
1.77%
61-90 days 1 403 547 €
1.70% 		5 215 €
0.07% 		325 383 €
1.32% 		615 140 €
1.96% 		321 388 €
2.13% 		136 422 €
3.31%
61-90 days 256
0.46% 		3
0.05% 		42
0.23% 		106
0.56% 		74
0.67% 		31
1.81%
61-90 days 256
0.46% 		3
0.05% 		42
0.23% 		106
0.56% 		74
0.67% 		31
1.81%
91-720 days 11 723 698 €
5.49% 		246 074 €
1.41% 		2 159 887 €
3.12% 		4 716 430 €
5.98% 		3 035 758 €
7.50% 		1 565 548 €
20.35%
91-720 days 11 723 698 €
14.24% 		246 074 €
3.49% 		2 159 887 €
8.78% 		4 716 430 €
15.00% 		3 035 758 €
20.10% 		1 565 548 €
38.02%
91-720 days 2 118
3.84% 		24
0.43% 		277
1.55% 		784
4.13% 		674
6.15% 		359
21.02%
91-720 days 2 118
3.84% 		24
0.43% 		277
1.55% 		784
4.13% 		674
6.15% 		359
21.02%
> 720 days 8 649 208 €
4.05% 		1 800 €
0.01% 		647 651 €
0.94% 		2 797 619 €
3.55% 		4 820 317 €
11.91% 		381 821 €
4.96%
> 720 days 8 649 208 €
10.51% 		1 800 €
0.03% 		647 651 €
2.63% 		2 797 619 €
8.89% 		4 820 317 €
31.91% 		381 821 €
9.27%
> 720 days 2 345
4.25% 		1
0.02% 		187
1.04% 		712
3.75% 		1 347
12.28% 		98
5.74%
> 720 days 2 345
4.25% 		1
0.02% 		187
1.04% 		712
3.75% 		1 347
12.28% 		98
5.74%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 41 696 030 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 358 866 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 547 690 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 447 225 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 136 493 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 201 144 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 384 118 € 8 059 834 € 12 701 035 € 16 406 474 € 15 967 572 € 20 601 878 € 22 968 056 € 20 619 169 € 11 660 720 €
A+
 0 € 0 € 0 € 0 € 0 € 1 433 552 € 2 316 588 € 3 282 283 € 2 521 459 € 856 173 €
A
 1 400 € 606 731 € 3 030 257 € 5 312 059 € 6 738 053 € 4 937 811 € 5 994 787 € 7 645 683 € 7 142 955 € 3 181 680 €
B
 2 750 € 834 841 € 2 893 587 € 3 945 182 € 5 422 247 € 5 469 309 € 7 082 926 € 8 442 575 € 7 662 770 € 5 656 355 €
C
 2 700 € 942 546 € 2 135 989 € 3 443 794 € 4 246 173 € 4 126 901 € 3 935 293 € 2 732 169 € 2 352 724 € 1 462 925 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 272 284 € 865 347 € 939 262 € 499 398 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 92.96 % 90.13 % 88.98 % 88.09 % 83.67 % 75.22 % 61.76 % 46.93 % 27.97 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 92.44 % 74.87 % 65.09 % 46.51 % 36.30 %
A
 100.00 % 92.48 % 97.03 % 98.05 % 97.57 % 89.42 % 75.02 % 59.55 % 47.04 % 27.55 %
B
 100.00 % 96.00 % 89.46 % 89.04 % 89.28 % 82.65 % 78.58 % 62.59 % 48.85 % 29.09 %
C
 100.00 % 90.72 % 82.65 % 77.82 % 75.22 % 76.53 % 71.69 % 62.06 % 43.81 % 23.84 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 70.64 % 61.10 % 41.27 % 22.69 %
Outstanding principal, EUR 0 € 180 546 € 882 213 € 1 573 387 € 2 217 693 € 3 115 397 € 6 787 218 € 14 220 674 € 23 320 801 € 30 035 310 €
A+
 0 € 0 € 0 € 0 € 0 € 117 231 € 777 722 € 1 760 539 € 2 899 322 € 1 502 694 €
A
 0 € 49 343 € 92 741 € 105 776 € 167 852 € 584 112 € 1 996 091 € 5 193 006 € 8 043 457 € 8 366 010 €
B
 0 € 34 761 € 341 010 € 485 801 € 651 327 € 1 148 487 € 1 930 726 € 5 046 126 € 8 023 830 € 13 790 870 €
C
 0 € 96 442 € 448 462 € 981 811 € 1 398 515 € 1 265 567 € 1 553 815 € 1 670 072 € 3 017 776 € 4 673 568 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 528 864 € 550 931 € 1 336 415 € 1 701 746 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 180 546 € 882 214 € 1 573 387 € 2 151 415 € 1 904 791 € 2 281 970 € 3 965 675 € 5 620 306 € 1 812 601 €
A+
 0 € 0 € 0 € 0 € 0 € 4 440 € 5 372 € 67 217 € 160 101 € 10 744 €
A
 0 € 49 343 € 92 741 € 105 776 € 135 650 € 86 324 € 236 283 € 810 417 € 1 021 821 € 269 183 €
B
 0 € 34 761 € 341 011 € 485 801 € 618 620 € 660 614 € 724 783 € 1 814 884 € 2 224 171 € 609 405 €
C
 0 € 96 442 € 448 462 € 981 811 € 1 397 145 € 1 153 413 € 909 242 € 920 285 € 1 401 298 € 547 977 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 406 290 € 352 871 € 812 915 € 375 293 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 7.04 % 9.87 % 11.02 % 11.55 % 9.98 % 8.33 % 10.66 % 12.79 % 4.35 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.29 % 0.17 % 1.33 % 2.95 % 0.46 %
A
 0.00 % 7.52 % 2.97 % 1.95 % 1.96 % 1.56 % 2.96 % 6.31 % 6.73 % 2.33 %
B
 0.00 % 4.00 % 10.54 % 10.96 % 10.19 % 9.98 % 8.04 % 13.45 % 14.18 % 3.13 %
C
 0.00 % 9.28 % 17.35 % 22.18 % 24.75 % 21.39 % 16.56 % 20.90 % 26.09 % 8.93 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.56 % 24.92 % 35.72 % 17.05 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.48 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.20 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.54 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 %
Interest paid, EUR 1 142 € 1 053 655 € 3 409 174 € 4 764 530 € 6 062 104 € 4 924 574 € 5 625 678 € 5 335 606 € 5 184 662 € 1 870 064 €
A+
 0 € 0 € 0 € 0 € 0 € 219 514 € 404 505 € 489 439 € 468 742 € 90 171 €
A
 61 € 211 652 € 861 872 € 1 257 509 € 1 507 020 € 1 071 337 € 1 295 385 € 1 618 030 € 1 618 195 € 487 451 €
B
 416 € 344 678 € 1 264 099 € 1 461 742 € 1 989 651 € 1 822 289 € 1 866 340 € 2 038 343 € 1 981 344 € 871 320 €
C
 664 € 497 325 € 1 283 203 € 2 045 280 € 2 565 433 € 1 811 434 € 1 511 375 € 845 976 € 784 569 € 309 043 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 548 072 € 343 818 € 331 812 € 111 928 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 220 219 € 991 542 € 1 433 782 € 1 665 841 € 1 184 356 € 846 144 € 861 409 € 1 000 935 € 277 426 €
A+
 0 € 0 € 0 € 0 € 0 € 620 € 499 € 6 279 € 12 908 € 951 €
A
 0 € 52 338 € 69 122 € 61 195 € 53 408 € 28 212 € 46 944 € 99 752 € 125 228 € 25 357 €
B
 0 € 41 356 € 332 637 € 370 647 € 406 136 € 365 039 € 200 150 € 367 783 € 366 819 € 93 055 €
C
 0 € 126 524 € 589 783 € 1 001 940 € 1 206 296 € 790 486 € 384 530 € 264 649 € 290 029 € 89 643 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 214 019 € 122 946 € 205 951 € 68 421 €
>90 days overdue, EUR 0 € 220 219 € 991 542 € 1 433 782 € 1 664 189 € 1 150 742 € 773 906 € 708 022 € 696 258 € 96 652 €
A+
 0 € 0 € 0 € 0 € 0 € 534 € 31 € 4 642 € 6 699 € 324 €
A
 0 € 52 338 € 69 122 € 61 195 € 53 336 € 26 424 € 40 017 € 73 059 € 74 511 € 9 237 €
B
 0 € 41 356 € 332 637 € 370 647 € 405 701 € 349 276 € 178 630 € 297 222 € 251 687 € 26 251 €
C
 0 € 126 525 € 589 783 € 1 001 940 € 1 205 153 € 774 508 € 353 795 € 227 414 € 206 223 € 29 745 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 201 433 € 105 684 € 157 138 € 31 096 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 284 971 €
Receivable fee amount 12 615 050 €
Historical Returns