Statistics

Investor statistics

15881

Active investors

313

Average number of loans Average loans per investor

14.87 %

Average interest rate Return on investment it will always be lower than the interest rate

5 606 €

Average active investment amount Average amount invested per investor

157 997 353 €

Principal received Principal received, including principal paid from Provision fund

44 665 768 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13444

Total active borrowers

4006 €

Average loan amount

67 months

Average loan term Weighted average loan term

868 €

Average income

952 €

A+ rating

861 €

A rating

877 €

B rating

800 €

C rating

968 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 241 533 320 € 18 122 831 € 74 219 906 € 94 101 504 € 45 471 502 € 9 612 936 €
Amount of issued credits 89 026 245 € 6 061 828 € 24 107 256 € 36 949 741 € 16 950 260 € 4 956 774 €
Amount of issued credits 60 297 6 220 19 171 21 200 11 703 1 993
Amount of issued credits 60 280 6 220 19 159 21 196 11 702 1 993
Not overdue and returned 200 016 700 €
82.81% 		17 284 863 €
95.38% 		66 263 625 €
89.28% 		76 907 824 €
81.73% 		33 510 851 €
73.70% 		6 044 896 €
62.88%
Not overdue and returned 47 509 625 €
53.37% 		5 223 860 €
86.18% 		16 150 976 €
67.00% 		19 756 061 €
53.47% 		4 989 609 €
29.44% 		1 388 734 €
28.02%
Not overdue and returned 52 467
87.01% 		6 081
97.77% 		18 027
94.03% 		18 185
85.78% 		8 971
76.66% 		1 193
59.86%
Not overdue and returned 52 450
87.01% 		6 081
97.77% 		18 015
94.03% 		18 181
85.78% 		8 970
76.65% 		1 193
59.86%
Overdue 41 516 620 €
17.19% 		837 968 €
4.62% 		7 956 280 €
10.72% 		17 193 680 €
18.27% 		11 960 651 €
26.30% 		3 568 040 €
37.12%
Overdue 41 516 620 €
46.63% 		837 968 €
13.82% 		7 956 280 €
33.00% 		17 193 680 €
46.53% 		11 960 651 €
70.56% 		3 568 040 €
71.98%
Overdue 7 830
12.99% 		139
2.23% 		1 144
5.97% 		3 015
14.22% 		2 732
23.34% 		800
40.14%
Overdue 7 830
12.99% 		139
2.23% 		1 144
5.97% 		3 015
14.22% 		2 732
23.35% 		800
40.14%
1-30 days 13 147 185 €
5.44% 		530 204 €
2.93% 		3 793 751 €
5.11% 		6 181 661 €
6.57% 		2 031 585 €
4.47% 		609 984 €
6.35%
1-30 days 13 147 185 €
14.77% 		530 204 €
8.75% 		3 793 751 €
15.74% 		6 181 661 €
16.73% 		2 031 585 €
11.99% 		609 984 €
12.31%
1-30 days 2 207
3.66% 		99
1.59% 		524
2.73% 		1 036
4.89% 		401
3.43% 		147
7.38%
1-30 days 2 207
3.66% 		99
1.59% 		524
2.74% 		1 036
4.89% 		401
3.43% 		147
7.38%
31-60 days 3 126 689 €
1.29% 		16 068 €
0.09% 		659 101 €
0.89% 		1 506 175 €
1.60% 		664 006 €
1.46% 		281 338 €
2.93%
31-60 days 3 126 689 €
3.51% 		16 068 €
0.27% 		659 101 €
2.73% 		1 506 175 €
4.08% 		664 006 €
3.92% 		281 338 €
5.68%
31-60 days 501
0.83% 		9
0.14% 		86
0.45% 		219
1.03% 		132
1.13% 		55
2.76%
31-60 days 501
0.83% 		9
0.14% 		86
0.45% 		219
1.03% 		132
1.13% 		55
2.76%
61-90 days 1 548 390 €
0.64% 		0 €
0.00% 		314 685 €
0.42% 		696 279 €
0.74% 		397 481 €
0.87% 		139 946 €
1.46%
61-90 days 1 548 390 €
1.74% 		0 €
0.00% 		314 685 €
1.31% 		696 279 €
1.88% 		397 481 €
2.34% 		139 946 €
2.82%
61-90 days 225
0.37% 		0
0.00% 		31
0.16% 		95
0.45% 		64
0.55% 		35
1.76%
61-90 days 225
0.37% 		0
0.00% 		31
0.16% 		95
0.45% 		64
0.55% 		35
1.76%
91-720 days 13 200 117 €
5.47% 		260 756 €
1.44% 		2 195 025 €
2.96% 		5 273 066 €
5.60% 		3 612 898 €
7.95% 		1 858 372 €
19.33%
91-720 days 13 200 117 €
14.83% 		260 756 €
4.30% 		2 195 025 €
9.11% 		5 273 066 €
14.27% 		3 612 898 €
21.31% 		1 858 372 €
37.49%
91-720 days 2 198
3.65% 		26
0.42% 		275
1.43% 		822
3.88% 		685
5.85% 		390
19.57%
91-720 days 2 198
3.65% 		26
0.42% 		275
1.44% 		822
3.88% 		685
5.85% 		390
19.57%
> 720 days 10 494 238 €
4.34% 		30 940 €
0.17% 		993 719 €
1.34% 		3 536 499 €
3.76% 		5 254 681 €
11.56% 		678 400 €
7.06%
> 720 days 10 494 238 €
11.79% 		30 940 €
0.51% 		993 719 €
4.12% 		3 536 499 €
9.57% 		5 254 681 €
31.00% 		678 400 €
13.69%
> 720 days 2 699
4.48% 		5
0.08% 		228
1.19% 		843
3.98% 		1 450
12.39% 		173
8.68%
> 720 days 2 699
4.48% 		5
0.08% 		228
1.19% 		843
3.98% 		1 450
12.39% 		173
8.68%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 €
0.00% 		0 €
0.00% 		0 €
0.00% 		0 €
0.00% 		0 €
0.00% 		0 €
0.00%
Written-off loans 0
0.00% 		0
0.00% 		0
0.00% 		0
0.00% 		0
0.00% 		0
0.00%
Written-off loans 0
0.00% 		0
0.00% 		0
0.00% 		0
0.00% 		0
0.00% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 26 927 510 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 617 170 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 4 924 287 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 14 771 808 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 4 773 128 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 1 841 087 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 390 238 € 8 080 604 € 12 760 840 € 16 532 648 € 16 505 428 € 21 776 739 € 24 900 531 € 23 705 183 € 19 092 482 € 6 755 532 €
A+
 0 € 0 € 0 € 0 € 0 € 1 490 935 € 2 486 274 € 3 604 477 € 2 997 239 € 1 278 185 € 203 893 €
A
 1 400 € 607 250 € 3 031 516 € 5 317 471 € 6 769 578 € 5 119 335 € 6 350 959 € 8 343 576 € 8 147 395 € 5 262 377 € 1 161 792 €
B
 2 750 € 835 296 € 2 905 803 € 3 959 436 € 5 466 849 € 5 650 897 € 7 445 412 € 9 043 212 € 8 716 186 € 9 271 637 € 3 854 286 €
C
 2 700 € 947 692 € 2 143 285 € 3 483 932 € 4 296 221 € 4 244 261 € 4 159 599 € 2 951 344 € 2 750 328 € 2 482 196 € 1 059 684 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 334 495 € 957 922 € 1 094 035 € 793 863 € 475 847 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.20 % 90.37 % 89.40 % 88.77 % 86.49 % 79.51 % 66.96 % 53.95 % 44.83 % 25.09 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 96.14 % 80.35 % 71.48 % 55.29 % 53.33 % 33.04 %
A
 100.00 % 92.56 % 97.07 % 98.15 % 98.03 % 92.71 % 79.48 % 64.99 % 53.65 % 45.16 % 23.59 %
B
 100.00 % 96.05 % 89.84 % 89.36 % 90.01 % 85.39 % 82.60 % 67.04 % 55.56 % 46.56 % 26.09 %
C
 100.00 % 91.21 % 82.93 % 78.72 % 76.11 % 78.71 % 75.78 % 67.04 % 51.21 % 39.10 % 22.20 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 74.09 % 67.64 % 48.08 % 34.84 % 25.85 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 174 427 € 861 443 € 1 513 583 € 2 091 518 € 2 577 542 € 5 612 357 € 12 288 200 € 20 234 787 € 23 500 411 € 20 171 978 €
A+
 0 € 0 € 0 € 0 € 0 € 59 847 € 608 035 € 1 438 345 € 2 423 542 € 1 118 782 € 413 277 €
A
 0 € 48 824 € 91 482 € 100 363 € 136 327 € 402 588 € 1 639 918 € 4 495 114 € 7 039 017 € 6 391 127 € 3 762 495 €
B
 0 € 34 307 € 328 794 € 471 546 € 606 725 € 966 900 € 1 568 240 € 4 445 489 € 6 970 414 € 10 639 804 € 10 917 522 €
C
 0 € 91 296 € 441 166 € 941 673 € 1 348 466 € 1 148 207 € 1 329 510 € 1 450 897 € 2 620 172 € 3 865 428 € 3 713 444 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 466 653 € 458 355 € 1 181 642 € 1 484 884 € 1 365 240 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 174 427 € 861 444 € 1 513 583 € 2 058 474 € 1 843 640 € 2 218 289 € 3 850 011 € 6 302 037 € 4 377 489 € 494 962 €
A+
 0 € 0 € 0 € 0 € 0 € 2 666 € 5 412 € 67 317 € 191 686 € 24 615 € 0 €
A
 0 € 48 824 € 91 482 € 100 363 € 121 754 € 86 476 € 241 162 € 799 357 € 1 248 929 € 447 270 € 3 126 €
B
 0 € 34 307 € 328 795 € 471 546 € 588 254 € 649 884 € 698 230 € 1 745 316 € 2 562 168 € 1 613 705 € 117 360 €
C
 0 € 91 296 € 441 166 € 941 673 € 1 348 466 € 1 104 614 € 872 579 € 897 538 € 1 495 364 € 1 448 071 € 226 812 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 400 906 € 340 482 € 803 891 € 843 828 € 147 665 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 6.80 % 9.63 % 10.60 % 11.05 % 9.66 % 8.10 % 10.35 % 14.34 % 10.28 % 1.84 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.17 % 0.17 % 1.33 % 3.54 % 1.03 % 0.00 %
A
 0.00 % 7.44 % 2.93 % 1.85 % 1.76 % 1.57 % 3.02 % 6.23 % 8.22 % 3.84 % 0.06 %
B
 0.00 % 3.95 % 10.16 % 10.64 % 9.69 % 9.82 % 7.75 % 12.94 % 16.33 % 8.10 % 0.79 %
C
 0.00 % 8.79 % 17.07 % 21.28 % 23.89 % 20.48 % 15.90 % 20.39 % 27.84 % 22.81 % 4.75 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.26 % 24.04 % 35.33 % 37.03 % 8.02 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.59 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.69 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.89 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.48 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.64 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.27 %
Interest paid, EUR 1 142 € 1 077 221 € 3 478 934 € 4 915 187 € 6 258 107 € 5 106 923 € 6 030 094 € 6 142 341 € 6 704 585 € 4 006 572 € 769 399 €
A+
 0 € 0 € 0 € 0 € 0 € 225 529 € 438 060 € 563 020 € 617 612 € 157 488 € 7 984 €
A
 61 € 212 778 € 866 613 € 1 266 687 € 1 517 407 € 1 101 781 € 1 403 520 € 1 880 710 € 2 112 237 € 946 244 € 106 004 €
B
 416 € 352 101 € 1 307 800 € 1 500 518 € 2 039 523 € 1 884 095 € 1 988 422 € 2 345 886 € 2 528 341 € 1 960 010 € 429 384 €
C
 664 € 512 342 € 1 304 520 € 2 147 981 € 2 701 177 € 1 895 519 € 1 616 910 € 960 665 € 1 007 377 € 707 812 € 162 783 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 583 183 € 392 061 € 439 017 € 234 773 € 63 244 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 231 909 € 1 063 520 € 1 539 170 € 1 794 503 € 1 322 607 € 999 330 € 1 100 187 € 1 525 153 € 787 107 € 105 420 €
A+
 0 € 0 € 0 € 0 € 0 € 270 € 445 € 7 576 € 19 718 € 2 252 € 32 €
A
 0 € 56 601 € 74 470 € 66 267 € 55 736 € 33 206 € 55 377 € 136 906 € 202 663 € 61 161 € 2 378 €
B
 0 € 40 545 € 350 601 € 399 557 € 440 716 € 416 536 € 239 991 € 476 585 € 579 193 € 257 592 € 33 428 €
C
 0 € 134 763 € 638 449 € 1 073 346 € 1 298 051 € 872 595 € 451 599 € 328 951 € 432 410 € 274 135 € 42 303 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 251 919 € 150 169 € 291 168 € 191 967 € 27 280 €
>90 days overdue, EUR 0 € 231 909 € 1 063 520 € 1 539 170 € 1 794 258 € 1 304 079 € 944 643 € 971 651 € 1 284 200 € 567 737 € 14 436 €
A+
 0 € 0 € 0 € 0 € 0 € 240 € 244 € 6 437 € 15 089 € 1 204 € 0 €
A
 0 € 56 601 € 74 470 € 66 267 € 55 726 € 32 214 € 49 427 € 111 181 € 158 990 € 42 878 € 90 €
B
 0 € 40 545 € 350 601 € 399 557 € 440 481 € 404 391 € 223 288 € 418 474 € 482 765 € 162 008 € 2 632 €
C
 0 € 134 763 € 638 449 € 1 073 346 € 1 298 051 € 867 234 € 428 235 € 298 132 € 369 502 € 205 420 € 6 464 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 243 448 € 137 427 € 257 855 € 156 226 € 5 251 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 197 541 €
Receivable fee amount 13 897 226 €
Historical Returns