Statistics

Investor statistics

15988

Active investors

320

Average number of loans Average loans per investor

14.92 %

Average interest rate Return on investment it will always be lower than the interest rate

5 771 €

Average active investment amount Average amount invested per investor

167 448 860 €

Principal received Principal received, including principal paid from Provision fund

47 311 444 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13678

Total active borrowers

4066 €

Average loan amount

67 months

Average loan term Weighted average loan term

878 €

Average income

962 €

A+ rating

869 €

A rating

889 €

B rating

810 €

C rating

977 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 254 083 153 € 18 344 526 € 75 520 501 € 101 402 381 € 48 164 591 € 10 644 603 €
Amount of issued credits 92 265 305 € 5 669 477 € 23 422 886 € 39 568 131 € 18 072 956 € 5 530 476 €
Amount of issued credits 62 472 6 443 19 604 22 186 12 072 2 153
Amount of issued credits 62 455 6 443 19 592 22 182 12 071 2 153
Not overdue and returned 210 824 159 €
82.97% 		17 544 518 €
95.64% 		67 814 506 €
89.80% 		83 101 986 €
81.95% 		35 574 590 €
73.86% 		6 782 007 €
63.71%
Not overdue and returned 49 147 164 €
53.27% 		4 869 469 €
85.89% 		15 735 637 €
67.18% 		21 336 528 €
53.92% 		5 536 271 €
30.63% 		1 667 880 €
30.16%
Not overdue and returned 54 465
87.18% 		6 313
97.98% 		18 501
94.37% 		19 048
85.86% 		9 278
76.86% 		1 311
60.89%
Not overdue and returned 54 448
87.18% 		6 313
97.98% 		18 489
94.37% 		19 044
85.85% 		9 277
76.85% 		1 311
60.89%
Overdue 43 118 141 €
16.97% 		800 008 €
4.36% 		7 687 249 €
10.18% 		18 231 603 €
17.98% 		12 536 684 €
26.03% 		3 862 596 €
36.29%
Overdue 43 118 141 €
46.73% 		800 008 €
14.11% 		7 687 249 €
32.82% 		18 231 603 €
46.08% 		12 536 684 €
69.37% 		3 862 596 €
69.84%
Overdue 7 976
12.77% 		130
2.02% 		1 097
5.60% 		3 126
14.09% 		2 781
23.04% 		842
39.11%
Overdue 7 976
12.77% 		130
2.02% 		1 097
5.60% 		3 126
14.09% 		2 781
23.04% 		842
39.11%
1-30 days 13 653 560 €
5.37% 		474 417 €
2.59% 		3 541 689 €
4.69% 		6 699 858 €
6.61% 		2 314 781 €
4.81% 		622 815 €
5.85%
1-30 days 13 653 560 €
14.80% 		474 417 €
8.37% 		3 541 689 €
15.12% 		6 699 858 €
16.93% 		2 314 781 €
12.81% 		622 815 €
11.26%
1-30 days 2 218
3.55% 		87
1.35% 		475
2.42% 		1 074
4.84% 		443
3.67% 		139
6.46%
1-30 days 2 218
3.55% 		87
1.35% 		475
2.42% 		1 074
4.84% 		443
3.67% 		139
6.46%
31-60 days 2 669 446 €
1.05% 		36 797 €
0.20% 		537 231 €
0.71% 		1 253 011 €
1.24% 		577 532 €
1.20% 		264 874 €
2.49%
31-60 days 2 669 446 €
2.89% 		36 797 €
0.65% 		537 231 €
2.29% 		1 253 011 €
3.17% 		577 532 €
3.20% 		264 874 €
4.79%
31-60 days 441
0.71% 		8
0.12% 		78
0.40% 		190
0.86% 		107
0.89% 		58
2.69%
31-60 days 441
0.71% 		8
0.12% 		78
0.40% 		190
0.86% 		107
0.89% 		58
2.69%
61-90 days 1 245 964 €
0.49% 		4 161 €
0.02% 		204 548 €
0.27% 		588 782 €
0.58% 		267 600 €
0.56% 		180 873 €
1.70%
61-90 days 1 245 964 €
1.35% 		4 161 €
0.07% 		204 548 €
0.87% 		588 782 €
1.49% 		267 600 €
1.48% 		180 873 €
3.27%
61-90 days 218
0.35% 		2
0.03% 		36
0.18% 		90
0.41% 		51
0.42% 		39
1.81%
61-90 days 218
0.35% 		2
0.03% 		36
0.18% 		90
0.41% 		51
0.42% 		39
1.81%
91-720 days 14 135 427 €
5.56% 		248 847 €
1.36% 		2 264 971 €
3.00% 		5 739 513 €
5.66% 		3 927 519 €
8.15% 		1 954 577 €
18.36%
91-720 days 14 135 427 €
15.32% 		248 847 €
4.39% 		2 264 971 €
9.67% 		5 739 513 €
14.51% 		3 927 519 €
21.73% 		1 954 577 €
35.34%
91-720 days 2 265
3.63% 		24
0.37% 		265
1.35% 		872
3.93% 		707
5.86% 		397
18.44%
91-720 days 2 265
3.63% 		24
0.37% 		265
1.35% 		872
3.93% 		707
5.86% 		397
18.44%
> 720 days 11 413 744 €
4.49% 		35 787 €
0.20% 		1 138 810 €
1.51% 		3 950 439 €
3.90% 		5 449 251 €
11.31% 		839 457 €
7.89%
> 720 days 11 413 744 €
12.37% 		35 787 €
0.63% 		1 138 810 €
4.86% 		3 950 439 €
9.98% 		5 449 251 €
30.15% 		839 457 €
15.18%
> 720 days 2 834
4.54% 		9
0.14% 		243
1.24% 		900
4.06% 		1 473
12.20% 		209
9.71%
> 720 days 2 834
4.54% 		9
0.14% 		243
1.24% 		900
4.06% 		1 473
12.20% 		209
9.71%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 140 854 €
0.06% 		0 €
0.00% 		18 746 €
0.02% 		68 792 €
0.07% 		53 316 €
0.11% 		0 €
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 39 477 343 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 838 865 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 6 224 882 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 22 072 685 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 7 466 217 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 2 872 754 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 396 167 € 8 088 356 € 12 780 217 € 16 569 053 € 16 670 039 € 22 178 239 € 25 553 659 € 24 890 583 € 20 831 755 € 11 712 076 €
A+
 0 € 0 € 0 € 0 € 0 € 1 503 377 € 2 533 500 € 3 686 910 € 3 197 487 € 1 399 342 € 354 433 €
A
 1 400 € 612 025 € 3 032 582 € 5 318 753 € 6 776 499 € 5 180 108 € 6 471 279 € 8 605 308 € 8 518 972 € 5 698 237 € 1 863 704 €
B
 2 750 € 835 585 € 2 907 191 € 3 967 640 € 5 478 486 € 5 708 921 € 7 571 973 € 9 261 316 € 9 158 098 € 10 152 798 € 6 720 701 €
C
 2 700 € 948 557 € 2 148 584 € 3 493 824 € 4 314 067 € 4 277 633 € 4 248 196 € 3 015 665 € 2 867 817 € 2 715 402 € 2 005 875 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 353 292 € 984 459 € 1 148 209 € 861 733 € 766 433 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.43 % 90.45 % 89.53 % 88.97 % 87.36 % 80.97 % 68.71 % 56.65 % 48.91 % 29.67 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 96.94 % 81.88 % 73.11 % 58.99 % 58.38 % 42.25 %
A
 100.00 % 93.29 % 97.10 % 98.17 % 98.13 % 93.81 % 80.98 % 67.03 % 56.10 % 48.90 % 29.94 %
B
 100.00 % 96.09 % 89.88 % 89.54 % 90.20 % 86.27 % 84.01 % 68.66 % 58.38 % 50.99 % 30.45 %
C
 100.00 % 91.30 % 83.13 % 78.95 % 76.43 % 79.33 % 77.39 % 68.50 % 53.40 % 42.78 % 26.87 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 75.13 % 69.51 % 50.46 % 37.82 % 26.68 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 21 501 € 38 202 € 31 243 € 33 870 € 16 037 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 7 067 € 6 152 € 0 € 5 527 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 17 735 € 16 337 € 18 682 € 16 037 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 14 434 € 14 316 € 14 905 € 9 661 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 2.47 % 1.30 % 0.71 % 0.56 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 1.08 % 0.20 % 0.00 % 0.08 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.55 % 0.37 % 0.31 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 1.39 % 0.55 % 0.34 % 0.17 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 146 997 € 815 489 € 1 462 962 € 2 021 243 € 2 396 893 € 5 210 856 € 11 635 072 € 19 049 387 € 21 761 138 € 27 765 268 €
A+
 0 € 0 € 0 € 0 € 0 € 47 405 € 560 810 € 1 355 911 € 2 223 294 € 997 625 € 484 432 €
A
 0 € 36 981 € 84 265 € 99 082 € 123 879 € 341 815 € 1 519 598 € 4 233 381 € 6 667 440 € 5 955 267 € 4 361 178 €
B
 0 € 34 018 € 309 671 € 447 005 € 576 405 € 892 838 € 1 441 680 € 4 227 385 € 6 528 502 € 9 758 643 € 15 351 984 €
C
 0 € 75 998 € 421 553 € 916 875 € 1 320 959 € 1 114 836 € 1 240 913 € 1 386 576 € 2 502 683 € 3 632 222 € 5 460 342 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 447 856 € 431 818 € 1 127 468 € 1 417 014 € 2 106 321 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 146 997 € 815 490 € 1 462 962 € 1 996 257 € 1 812 104 € 2 206 407 € 3 962 788 € 6 568 698 € 5 210 135 € 1 367 334 €
A+
 0 € 0 € 0 € 0 € 0 € 2 075 € 1 574 € 66 523 € 190 267 € 24 195 € 0 €
A
 0 € 36 981 € 84 265 € 99 082 € 113 842 € 84 600 € 236 545 € 853 179 € 1 361 216 € 527 112 € 6 958 €
B
 0 € 34 018 € 309 672 € 447 005 € 561 457 € 640 657 € 686 648 € 1 806 106 € 2 681 033 € 2 072 052 € 451 305 €
C
 0 € 75 997 € 421 553 € 916 875 € 1 320 959 € 1 084 772 € 881 993 € 901 381 € 1 520 371 € 1 669 079 € 583 790 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 399 646 € 335 599 € 815 811 € 917 697 € 325 280 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 5.73 % 9.12 % 10.25 % 10.72 % 9.50 % 8.06 % 10.66 % 14.95 % 12.23 % 3.46 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.13 % 0.05 % 1.32 % 3.51 % 1.01 % 0.00 %
A
 0.00 % 5.64 % 2.70 % 1.83 % 1.65 % 1.53 % 2.96 % 6.65 % 8.96 % 4.52 % 0.11 %
B
 0.00 % 3.91 % 9.57 % 10.09 % 9.24 % 9.68 % 7.62 % 13.39 % 17.09 % 10.41 % 2.04 %
C
 0.00 % 7.31 % 16.31 % 20.72 % 23.40 % 20.12 % 16.07 % 20.48 % 28.31 % 26.29 % 7.82 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.19 % 23.70 % 35.85 % 40.27 % 11.32 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.74 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.67 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.68 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.34 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.56 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.18 %
Interest paid, EUR 1 142 € 1 085 112 € 3 510 453 € 4 963 585 € 6 328 276 € 5 168 760 € 6 169 796 € 6 425 742 € 7 237 239 € 4 691 956 € 1 550 371 €
A+
 0 € 0 € 0 € 0 € 0 € 226 859 € 449 689 € 588 845 € 670 288 € 179 681 € 14 797 €
A
 61 € 215 077 € 869 166 € 1 269 577 € 1 521 832 € 1 110 559 € 1 440 980 € 1 976 364 € 2 292 057 € 1 105 245 € 190 688 €
B
 416 € 353 973 € 1 316 216 € 1 515 312 € 2 059 670 € 1 906 347 € 2 031 688 € 2 457 000 € 2 722 582 € 2 306 054 € 869 375 €
C
 664 € 516 062 € 1 325 072 € 2 178 697 € 2 746 774 € 1 924 995 € 1 654 678 € 996 675 € 1 083 882 € 829 576 € 347 748 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 592 762 € 406 859 € 468 430 € 271 116 € 127 763 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 212 693 € 1 051 882 € 1 551 452 € 1 821 522 € 1 365 036 € 1 058 405 € 1 198 375 € 1 737 502 € 1 007 103 € 224 182 €
A+
 0 € 0 € 0 € 0 € 0 € 296 € 155 € 8 216 € 22 136 € 2 592 € 28 €
A
 0 € 50 275 € 70 367 € 68 349 € 55 649 € 35 187 € 59 530 € 151 191 € 233 716 € 72 959 € 3 574 €
B
 0 € 41 466 € 345 798 € 394 950 € 437 242 € 423 096 € 252 878 € 518 633 € 662 993 € 333 162 € 73 855 €
C
 0 € 120 952 € 635 718 € 1 088 153 € 1 328 631 € 906 457 € 476 748 € 358 488 € 488 050 € 354 803 € 87 590 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 269 094 € 161 847 € 330 607 € 243 585 € 59 135 €
>90 days overdue, EUR 0 € 212 693 € 1 051 882 € 1 551 452 € 1 821 328 € 1 350 062 € 1 008 764 € 1 074 197 € 1 519 909 € 853 998 € 73 146 €
A+
 0 € 0 € 0 € 0 € 0 € 200 € 0 € 6 913 € 18 102 € 1 924 € 0 €
A
 0 € 50 275 € 70 367 € 68 349 € 55 641 € 34 296 € 53 772 € 126 146 € 193 966 € 55 352 € 194 €
B
 0 € 41 466 € 345 798 € 394 950 € 437 056 € 412 229 € 237 804 € 460 458 € 575 949 € 256 328 € 15 849 €
C
 0 € 120 952 € 635 718 € 1 088 153 € 1 328 631 € 903 338 € 454 982 € 330 266 € 432 588 € 314 475 € 31 979 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 262 206 € 150 414 € 299 305 € 225 918 € 25 125 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 171 401 €
Receivable fee amount 14 496 497 €
Historical Returns