Statistics

Investor statistics

15870

Active investors

293

Average number of loans Average loans per investor

14.74 %

Average interest rate Return on investment it will always be lower than the interest rate

5 090 €

Average active investment amount Average amount invested per investor

133 339 546 €

Principal received Principal received, including principal paid from Provision fund

37 596 948 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

12780

Total active borrowers

3847 €

Average loan amount

68 months

Average loan term Weighted average loan term

842 €

Average income

926 €

A+ rating

841 €

A rating

843 €

B rating

778 €

C rating

953 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 209 380 205 € 17 377 198 € 68 242 733 € 76 599 317 € 39 748 326 € 7 408 019 €
Amount of issued credits 80 781 535 € 7 244 567 € 24 411 179 € 30 438 980 € 14 759 871 € 3 926 507 €
Amount of issued credits 54 419 5 528 17 707 18 652 10 865 1 658
Amount of issued credits 54 402 5 528 17 695 18 648 10 864 1 658
Not overdue and returned 177 055 696 €
84.56% 		16 647 460 €
95.80% 		62 130 580 €
91.04% 		63 871 192 €
83.38% 		29 698 571 €
74.72% 		4 703 282 €
63.49%
Not overdue and returned 48 457 027 €
59.99% 		6 514 829 €
89.93% 		18 299 025 €
74.96% 		17 710 855 €
58.18% 		4 710 116 €
31.91% 		1 221 770 €
31.12%
Not overdue and returned 47 802
87.84% 		5 420
98.05% 		16 770
94.71% 		16 240
87.07% 		8 345
76.81% 		1 018
61.40%
Not overdue and returned 47 785
87.84% 		5 420
98.05% 		16 758
94.70% 		16 236
87.07% 		8 344
76.80% 		1 018
61.40%
Overdue 32 324 508 €
15.44% 		729 738 €
4.20% 		6 112 154 €
8.96% 		12 728 125 €
16.62% 		10 049 755 €
25.28% 		2 704 737 €
36.51%
Overdue 32 324 508 €
40.01% 		729 738 €
10.07% 		6 112 154 €
25.04% 		12 728 125 €
41.82% 		10 049 755 €
68.09% 		2 704 737 €
68.88%
Overdue 6 617
12.16% 		108
1.95% 		937
5.29% 		2 412
12.93% 		2 520
23.19% 		640
38.60%
Overdue 6 617
12.16% 		108
1.95% 		937
5.30% 		2 412
12.93% 		2 520
23.20% 		640
38.60%
1-30 days 8 750 067 €
4.18% 		404 634 €
2.33% 		2 530 553 €
3.71% 		3 843 298 €
5.02% 		1 476 012 €
3.71% 		495 571 €
6.69%
1-30 days 8 750 067 €
10.83% 		404 634 €
5.59% 		2 530 553 €
10.37% 		3 843 298 €
12.63% 		1 476 012 €
10.00% 		495 571 €
12.62%
1-30 days 1 563
2.87% 		70
1.27% 		367
2.07% 		674
3.61% 		328
3.02% 		124
7.48%
1-30 days 1 563
2.87% 		70
1.27% 		367
2.07% 		674
3.61% 		328
3.02% 		124
7.48%
31-60 days 2 407 323 €
1.15% 		70 390 €
0.41% 		509 387 €
0.75% 		1 064 426 €
1.39% 		547 152 €
1.38% 		215 968 €
2.92%
31-60 days 2 407 323 €
2.98% 		70 390 €
0.97% 		509 387 €
2.09% 		1 064 426 €
3.50% 		547 152 €
3.71% 		215 968 €
5.50%
31-60 days 436
0.80% 		10
0.18% 		69
0.39% 		188
1.01% 		121
1.11% 		48
2.90%
31-60 days 436
0.80% 		10
0.18% 		69
0.39% 		188
1.01% 		121
1.11% 		48
2.90%
61-90 days 1 245 103 €
0.59% 		5 356 €
0.03% 		317 905 €
0.47% 		423 044 €
0.55% 		326 756 €
0.82% 		172 042 €
2.32%
61-90 days 1 245 103 €
1.54% 		5 356 €
0.07% 		317 905 €
1.30% 		423 044 €
1.39% 		326 756 €
2.21% 		172 042 €
4.38%
61-90 days 251
0.46% 		2
0.04% 		48
0.27% 		93
0.50% 		76
0.70% 		32
1.93%
61-90 days 251
0.46% 		2
0.04% 		48
0.27% 		93
0.50% 		76
0.70% 		32
1.93%
91-720 days 11 651 608 €
5.56% 		247 558 €
1.42% 		2 179 334 €
3.19% 		4 749 669 €
6.20% 		3 010 317 €
7.57% 		1 464 731 €
19.77%
91-720 days 11 651 608 €
14.42% 		247 558 €
3.42% 		2 179 334 €
8.93% 		4 749 669 €
15.60% 		3 010 317 €
20.40% 		1 464 731 €
37.30%
91-720 days 2 084
3.83% 		25
0.45% 		276
1.56% 		764
4.10% 		672
6.18% 		347
20.93%
91-720 days 2 084
3.83% 		25
0.45% 		276
1.56% 		764
4.10% 		672
6.19% 		347
20.93%
> 720 days 8 270 407 €
3.95% 		1 800 €
0.01% 		574 975 €
0.84% 		2 647 688 €
3.46% 		4 689 519 €
11.80% 		356 425 €
4.81%
> 720 days 8 270 407 €
10.24% 		1 800 €
0.02% 		574 975 €
2.36% 		2 647 688 €
8.70% 		4 689 519 €
31.77% 		356 425 €
9.08%
> 720 days 2 283
4.20% 		1
0.02% 		177
1.00% 		693
3.72% 		1 323
12.18% 		89
5.37%
> 720 days 2 283
4.20% 		1
0.02% 		177
1.00% 		693
3.72% 		1 323
12.18% 		89
5.37%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 37 367 289 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 268 503 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 10 600 619 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 17 181 062 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 5 397 576 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 1 914 917 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 383 499 € 8 056 770 € 12 692 614 € 16 386 450 € 15 890 892 € 20 403 424 € 22 655 979 € 20 145 985 € 9 974 490 €
A+
 0 € 0 € 0 € 0 € 0 € 1 427 680 € 2 284 937 € 3 229 370 € 2 447 263 € 743 381 €
A
 1 400 € 606 731 € 3 030 175 € 5 310 255 € 6 732 964 € 4 911 726 € 5 940 718 € 7 532 699 € 6 996 022 € 2 768 864 €
B
 2 750 € 834 678 € 2 892 143 € 3 943 159 € 5 413 581 € 5 440 317 € 7 029 346 € 8 343 595 € 7 497 212 € 4 762 212 €
C
 2 700 € 942 091 € 2 134 452 € 3 439 200 € 4 239 904 € 4 111 169 € 3 885 645 € 2 697 618 € 2 280 283 € 1 255 340 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 262 778 € 852 697 € 925 205 € 440 514 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 92.94 % 90.10 % 88.92 % 87.98 % 83.27 % 74.49 % 60.92 % 45.85 % 26.69 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 92.06 % 73.84 % 64.04 % 45.15 % 32.77 %
A
 100.00 % 92.48 % 97.03 % 98.01 % 97.50 % 88.95 % 74.34 % 58.67 % 46.07 % 26.12 %
B
 100.00 % 95.98 % 89.41 % 88.99 % 89.13 % 82.21 % 77.99 % 61.86 % 47.79 % 27.72 %
C
 100.00 % 90.67 % 82.59 % 77.71 % 75.11 % 76.24 % 70.79 % 61.28 % 42.46 % 23.26 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 70.11 % 60.21 % 40.66 % 23.00 %
Outstanding principal, EUR 0 € 181 166 € 885 277 € 1 581 808 € 2 237 717 € 3 192 078 € 6 985 672 € 14 532 751 € 23 793 985 € 27 392 799 €
A+
 0 € 0 € 0 € 0 € 0 € 123 102 € 809 373 € 1 813 452 € 2 973 518 € 1 525 123 €
A
 0 € 49 343 € 92 824 € 107 579 € 172 941 € 610 197 € 2 050 160 € 5 305 990 € 8 190 390 € 7 831 755 €
B
 0 € 34 925 € 342 454 € 487 823 € 659 992 € 1 177 480 € 1 984 306 € 5 145 106 € 8 189 388 € 12 418 850 €
C
 0 € 96 898 € 449 999 € 986 405 € 1 404 784 € 1 281 299 € 1 603 464 € 1 704 623 € 3 090 217 € 4 142 236 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 538 370 € 563 581 € 1 350 472 € 1 474 403 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 181 166 € 885 277 € 1 581 808 € 2 163 075 € 1 907 623 € 2 318 502 € 3 913 665 € 5 465 037 € 1 505 863 €
A+
 0 € 0 € 0 € 0 € 0 € 4 644 € 5 507 € 67 890 € 160 573 € 10 744 €
A
 0 € 49 343 € 92 824 € 107 579 € 137 469 € 86 552 € 236 261 € 764 651 € 1 016 427 € 263 204 €
B
 0 € 34 925 € 342 455 € 487 823 € 624 087 € 660 893 € 740 190 € 1 818 214 € 2 162 058 € 526 711 €
C
 0 € 96 898 € 449 999 € 986 405 € 1 401 518 € 1 155 535 € 927 765 € 920 808 € 1 352 046 € 408 863 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 408 780 € 342 102 € 773 933 € 296 341 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 7.06 % 9.90 % 11.08 % 11.61 % 10.00 % 8.47 % 10.52 % 12.44 % 4.03 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.30 % 0.18 % 1.35 % 2.96 % 0.47 %
A
 0.00 % 7.52 % 2.97 % 1.99 % 1.99 % 1.57 % 2.96 % 5.96 % 6.69 % 2.48 %
B
 0.00 % 4.02 % 10.59 % 11.01 % 10.28 % 9.99 % 8.21 % 13.48 % 13.78 % 3.07 %
C
 0.00 % 9.33 % 17.41 % 22.29 % 24.83 % 21.43 % 16.90 % 20.92 % 25.18 % 7.57 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.70 % 24.16 % 34.01 % 15.48 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.39 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.24 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.57 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.32 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.52 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 %
Interest paid, EUR 1 142 € 1 047 189 € 3 393 357 € 4 746 460 € 6 036 552 € 4 898 900 € 5 560 075 € 5 214 938 € 4 945 141 € 1 564 497 €
A+
 0 € 0 € 0 € 0 € 0 € 218 363 € 399 382 € 478 390 € 446 464 € 79 626 €
A
 61 € 211 581 € 859 953 € 1 255 913 € 1 505 702 € 1 066 039 € 1 279 329 € 1 578 646 € 1 530 531 € 420 153 €
B
 416 € 342 824 € 1 261 287 € 1 457 388 € 1 982 202 € 1 812 480 € 1 846 216 € 1 994 551 € 1 898 061 € 717 482 €
C
 664 € 492 784 € 1 272 117 € 2 033 159 € 2 548 648 € 1 802 018 € 1 493 758 € 826 940 € 751 142 € 254 723 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 541 391 € 336 411 € 318 944 € 92 376 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 218 997 € 980 687 € 1 417 693 € 1 644 800 € 1 161 176 € 826 173 € 825 798 € 923 986 € 221 045 €
A+
 0 € 0 € 0 € 0 € 0 € 746 € 454 € 5 921 € 12 093 € 920 €
A
 0 € 51 660 € 69 423 € 60 723 € 52 767 € 27 557 € 45 184 € 94 441 € 115 357 € 21 296 €
B
 0 € 40 794 € 329 036 € 366 618 € 402 373 € 357 311 € 195 209 € 349 902 € 337 621 € 74 198 €
C
 0 € 126 543 € 582 228 € 990 351 € 1 189 660 € 775 563 € 375 591 € 256 673 € 267 964 € 68 422 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 209 736 € 118 860 € 190 952 € 56 210 €
>90 days overdue, EUR 0 € 218 997 € 980 687 € 1 417 693 € 1 642 321 € 1 126 499 € 752 537 € 673 703 € 627 836 € 70 646 €
A+
 0 € 0 € 0 € 0 € 0 € 602 € 32 € 4 394 € 5 913 € 244 €
A
 0 € 51 660 € 69 423 € 60 723 € 52 660 € 25 686 € 38 506 € 68 496 € 67 703 € 6 696 €
B
 0 € 40 794 € 329 036 € 366 618 € 401 812 € 341 748 € 173 666 € 280 778 € 225 064 € 18 759 €
C
 0 € 126 543 € 582 228 € 990 351 € 1 187 849 € 758 464 € 343 489 € 218 346 € 185 662 € 21 508 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 196 844 € 101 689 € 143 494 € 23 439 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 302 060 €
Receivable fee amount 12 468 655 €
Historical Returns