Statistics

Investor statistics

15931

Active investors

318

Average number of loans Average loans per investor

14.91 %

Average interest rate Return on investment it will always be lower than the interest rate

5 745 €

Average active investment amount Average amount invested per investor

164 394 843 €

Principal received Principal received, including principal paid from Provision fund

46 481 652 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13645

Total active borrowers

4047 €

Average loan amount

67 months

Average loan term Weighted average loan term

875 €

Average income

958 €

A+ rating

866 €

A rating

885 €

B rating

807 €

C rating

973 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 250 340 170 € 18 264 775 € 75 145 835 € 99 197 376 € 47 462 594 € 10 263 599 €
Amount of issued credits 91 520 931 € 5 768 795 € 23 618 804 € 38 941 916 € 17 910 795 € 5 279 193 €
Amount of issued credits 61 846 6 370 19 484 21 909 11 970 2 101
Amount of issued credits 61 829 6 370 19 472 21 905 11 969 2 101
Not overdue and returned 208 118 080 €
83.13% 		17 482 677 €
95.72% 		67 542 614 €
89.88% 		81 652 248 €
82.31% 		34 974 970 €
73.69% 		6 459 580 €
62.94%
Not overdue and returned 49 403 087 €
53.98% 		4 986 698 €
86.44% 		16 028 177 €
67.86% 		21 444 955 €
55.07% 		5 466 655 €
30.52% 		1 475 174 €
27.94%
Not overdue and returned 53 898
87.15% 		6 234
97.86% 		18 345
94.15% 		18 851
86.04% 		9 197
76.83% 		1 259
59.92%
Not overdue and returned 53 881
87.15% 		6 234
97.86% 		18 333
94.15% 		18 847
86.04% 		9 196
76.83% 		1 259
59.92%
Overdue 42 117 844 €
16.82% 		782 097 €
4.28% 		7 590 627 €
10.10% 		17 496 960 €
17.64% 		12 444 140 €
26.22% 		3 804 020 €
37.06%
Overdue 42 117 844 €
46.02% 		782 097 €
13.56% 		7 590 627 €
32.14% 		17 496 960 €
44.93% 		12 444 140 €
69.48% 		3 804 020 €
72.06%
Overdue 7 926
12.82% 		136
2.14% 		1 134
5.82% 		3 051
13.93% 		2 763
23.08% 		842
40.08%
Overdue 7 926
12.82% 		136
2.14% 		1 134
5.82% 		3 051
13.93% 		2 763
23.08% 		842
40.08%
1-30 days 13 193 840 €
5.27% 		439 558 €
2.41% 		3 563 255 €
4.74% 		6 201 835 €
6.25% 		2 326 586 €
4.90% 		662 607 €
6.46%
1-30 days 13 193 840 €
14.42% 		439 558 €
7.62% 		3 563 255 €
15.09% 		6 201 835 €
15.93% 		2 326 586 €
12.99% 		662 607 €
12.55%
1-30 days 2 216
3.58% 		91
1.43% 		526
2.70% 		1 016
4.64% 		428
3.58% 		155
7.38%
1-30 days 2 216
3.58% 		91
1.43% 		526
2.70% 		1 016
4.64% 		428
3.58% 		155
7.38%
31-60 days 2 358 940 €
0.94% 		35 906 €
0.20% 		386 600 €
0.51% 		1 172 907 €
1.18% 		503 743 €
1.06% 		259 784 €
2.53%
31-60 days 2 358 940 €
2.58% 		35 906 €
0.62% 		386 600 €
1.64% 		1 172 907 €
3.01% 		503 743 €
2.81% 		259 784 €
4.92%
31-60 days 426
0.69% 		9
0.14% 		67
0.34% 		194
0.89% 		99
0.83% 		57
2.71%
31-60 days 426
0.69% 		9
0.14% 		67
0.34% 		194
0.89% 		99
0.83% 		57
2.71%
61-90 days 1 473 069 €
0.59% 		16 828 €
0.09% 		276 350 €
0.37% 		691 682 €
0.70% 		368 345 €
0.78% 		119 863 €
1.17%
61-90 days 1 473 069 €
1.61% 		16 828 €
0.29% 		276 350 €
1.17% 		691 682 €
1.78% 		368 345 €
2.06% 		119 863 €
2.27%
61-90 days 243
0.39% 		2
0.03% 		31
0.16% 		116
0.53% 		66
0.55% 		28
1.33%
61-90 days 243
0.39% 		2
0.03% 		31
0.16% 		116
0.53% 		66
0.55% 		28
1.33%
91-720 days 13 992 112 €
5.59% 		255 002 €
1.40% 		2 288 812 €
3.05% 		5 609 674 €
5.66% 		3 878 476 €
8.17% 		1 960 148 €
19.10%
91-720 days 13 992 112 €
15.29% 		255 002 €
4.42% 		2 288 812 €
9.69% 		5 609 674 €
14.41% 		3 878 476 €
21.65% 		1 960 148 €
37.13%
91-720 days 2 248
3.63% 		26
0.41% 		273
1.40% 		844
3.85% 		701
5.86% 		404
19.23%
91-720 days 2 248
3.64% 		26
0.41% 		273
1.40% 		844
3.85% 		701
5.86% 		404
19.23%
> 720 days 11 099 883 €
4.43% 		34 803 €
0.19% 		1 075 609 €
1.43% 		3 820 863 €
3.85% 		5 366 991 €
11.31% 		801 617 €
7.81%
> 720 days 11 099 883 €
12.13% 		34 803 €
0.60% 		1 075 609 €
4.55% 		3 820 863 €
9.81% 		5 366 991 €
29.97% 		801 617 €
15.18%
> 720 days 2 793
4.52% 		8
0.13% 		237
1.22% 		881
4.02% 		1 469
12.27% 		198
9.42%
> 720 days 2 793
4.52% 		8
0.13% 		237
1.22% 		881
4.02% 		1 469
12.27% 		198
9.42%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 104 245 €
0.04% 		0 €
0.00% 		12 594 €
0.02% 		48 167 €
0.05% 		43 484 €
0.09% 		0 €
0.00%
Written-off loans 22
0.04% 		0
0.00% 		5
0.03% 		7
0.03% 		10
0.08% 		0
0.00%
Written-off loans 22
0.04% 		0
0.00% 		5
0.03% 		7
0.03% 		10
0.08% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 35 734 360 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 759 114 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 5 850 216 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 19 867 680 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 6 764 220 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 2 491 750 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 395 261 € 8 086 574 € 12 775 414 € 16 558 976 € 16 629 749 € 22 053 434 € 25 378 854 € 24 518 907 € 20 400 454 € 9 910 522 €
A+
 0 € 0 € 0 € 0 € 0 € 1 501 231 € 2 514 317 € 3 662 566 € 3 131 281 € 1 373 773 € 312 810 €
A
 1 400 € 611 862 € 3 032 402 € 5 318 402 € 6 774 984 € 5 165 891 € 6 435 604 € 8 544 699 € 8 418 813 € 5 575 829 € 1 634 550 €
B
 2 750 € 835 585 € 2 906 728 € 3 964 810 € 5 475 157 € 5 693 721 € 7 532 477 € 9 200 285 € 9 009 262 € 9 909 085 € 5 677 432 €
C
 2 700 € 947 814 € 2 147 443 € 3 492 202 € 4 308 835 € 4 268 905 € 4 223 597 € 2 994 638 € 2 829 159 € 2 684 667 € 1 608 354 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 347 438 € 976 665 € 1 130 392 € 852 863 € 677 048 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.39 % 90.43 % 89.50 % 88.91 % 87.14 % 80.52 % 68.24 % 55.80 % 47.90 % 27.73 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 96.80 % 81.26 % 72.63 % 57.76 % 57.31 % 41.21 %
A
 100.00 % 93.26 % 97.10 % 98.16 % 98.10 % 93.55 % 80.54 % 66.55 % 55.44 % 47.85 % 27.94 %
B
 100.00 % 96.09 % 89.86 % 89.48 % 90.15 % 86.04 % 83.57 % 68.21 % 57.43 % 49.77 % 28.58 %
C
 100.00 % 91.22 % 83.09 % 78.91 % 76.33 % 79.16 % 76.95 % 68.03 % 52.68 % 42.29 % 23.78 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 74.81 % 68.96 % 49.67 % 37.43 % 27.17 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 15 327 € 27 763 € 11 247 € 33 870 € 16 037 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 7 067 € 0 € 0 € 5 527 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 13 448 € 0 € 18 682 € 16 037 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 8 260 € 14 316 € 11 247 € 9 661 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 1.87 % 0.97 % 0.25 % 0.56 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 1.08 % 0.00 % 0.00 % 0.08 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.42 % 0.00 % 0.31 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 0.80 % 0.55 % 0.25 % 0.17 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 154 076 € 827 710 € 1 487 761 € 2 031 320 € 2 437 184 € 5 335 662 € 11 809 877 € 19 421 062 € 22 192 440 € 25 823 838 €
A+
 0 € 0 € 0 € 0 € 0 € 49 551 € 579 992 € 1 380 256 € 2 289 500 € 1 023 193 € 446 304 €
A
 0 € 37 144 € 90 596 € 99 433 € 125 395 € 356 032 € 1 555 274 € 4 293 990 € 6 767 599 € 6 077 675 € 4 215 666 €
B
 0 € 34 018 € 314 421 € 466 172 € 579 734 € 908 038 € 1 481 176 € 4 288 416 € 6 677 338 € 10 002 356 € 14 190 248 €
C
 0 € 82 914 € 422 693 € 922 156 € 1 326 191 € 1 123 563 € 1 265 511 € 1 407 603 € 2 541 341 € 3 662 957 € 5 155 866 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 453 709 € 439 613 € 1 145 285 € 1 425 884 € 1 814 702 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 154 076 € 827 711 € 1 487 761 € 2 004 578 € 1 814 824 € 2 237 050 € 3 930 182 € 6 543 672 € 4 987 417 € 1 104 724 €
A+
 0 € 0 € 0 € 0 € 0 € 2 075 € 5 099 € 67 140 € 191 084 € 24 407 € 0 €
A
 0 € 37 144 € 90 596 € 99 433 € 114 553 € 85 494 € 247 293 € 853 970 € 1 329 581 € 503 231 € 3 126 €
B
 0 € 34 018 € 314 421 € 466 172 € 563 835 € 636 658 € 697 158 € 1 772 955 € 2 672 784 € 1 942 745 € 329 790 €
C
 0 € 82 914 € 422 693 € 922 156 € 1 326 191 € 1 090 597 € 887 194 € 899 301 € 1 543 470 € 1 611 674 € 459 277 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 400 306 € 336 816 € 806 753 € 905 359 € 312 531 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 6.01 % 9.26 % 10.42 % 10.76 % 9.51 % 8.17 % 10.57 % 14.89 % 11.71 % 3.09 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.13 % 0.16 % 1.33 % 3.53 % 1.02 % 0.00 %
A
 0.00 % 5.66 % 2.90 % 1.84 % 1.66 % 1.55 % 3.09 % 6.65 % 8.76 % 4.32 % 0.05 %
B
 0.00 % 3.91 % 9.72 % 10.52 % 9.28 % 9.62 % 7.73 % 13.14 % 17.04 % 9.76 % 1.66 %
C
 0.00 % 7.98 % 16.36 % 20.84 % 23.49 % 20.22 % 16.16 % 20.43 % 28.74 % 25.39 % 6.79 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.23 % 23.78 % 35.45 % 39.73 % 12.54 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.74 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.67 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.74 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.43 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.59 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.17 %
Interest paid, EUR 1 142 € 1 081 992 € 3 504 210 € 4 950 047 € 6 303 137 € 5 150 929 € 6 126 106 € 6 340 993 € 7 075 231 € 4 489 334 € 1 279 993 €
A+
 0 € 0 € 0 € 0 € 0 € 226 533 € 445 803 € 581 175 € 654 460 € 172 975 € 12 683 €
A
 61 € 214 978 € 868 602 € 1 268 703 € 1 519 602 € 1 108 050 € 1 429 932 € 1 947 674 € 2 237 618 € 1 058 184 € 163 324 €
B
 416 € 353 431 € 1 313 890 € 1 510 676 € 2 052 787 € 1 899 259 € 2 017 555 € 2 424 094 € 2 666 998 € 2 203 284 € 719 263 €
C
 664 € 513 583 € 1 321 719 € 2 170 669 € 2 730 748 € 1 917 088 € 1 643 184 € 985 092 € 1 057 413 € 794 017 € 279 980 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 589 632 € 402 959 € 458 742 € 260 602 € 104 744 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 219 696 € 1 051 982 € 1 556 869 € 1 807 665 € 1 348 420 € 1 042 359 € 1 166 912 € 1 673 540 € 935 951 € 181 487 €
A+
 0 € 0 € 0 € 0 € 0 € 239 € 543 € 7 759 € 21 052 € 2 501 € 56 €
A
 0 € 49 849 € 74 780 € 67 647 € 54 971 € 34 539 € 58 121 € 146 195 € 223 378 € 68 590 € 2 913 €
B
 0 € 41 123 € 345 879 € 407 455 € 434 185 € 417 739 € 250 093 € 504 896 € 635 728 € 307 772 € 56 533 €
C
 0 € 128 724 € 631 323 € 1 081 767 € 1 318 509 € 895 902 € 469 570 € 349 898 € 474 161 € 329 131 € 74 146 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 264 031 € 158 165 € 319 221 € 227 958 € 47 839 €
>90 days overdue, EUR 0 € 219 696 € 1 051 982 € 1 556 869 € 1 807 456 € 1 332 306 € 990 590 € 1 041 550 € 1 446 222 € 751 069 € 51 390 €
A+
 0 € 0 € 0 € 0 € 0 € 190 € 295 € 6 696 € 16 990 € 1 773 € 0 €
A
 0 € 49 849 € 74 780 € 67 647 € 54 962 € 33 673 € 52 355 € 120 962 € 184 047 € 50 444 € 161 €
B
 0 € 41 123 € 345 879 € 407 455 € 433 985 € 406 293 € 234 479 € 447 309 € 544 053 € 223 879 € 10 528 €
C
 0 € 128 724 € 631 323 € 1 081 767 € 1 318 509 € 892 150 € 447 025 € 320 007 € 413 611 € 274 298 € 21 827 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 256 436 € 146 575 € 287 521 € 200 675 € 18 875 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 178 396 €
Receivable fee amount 14 369 429 €
Historical Returns