Statistics

Investor statistics

15882

Active investors

313

Average number of loans Average loans per investor

14.87 %

Average interest rate Return on investment it will always be lower than the interest rate

5 602 €

Average active investment amount Average amount invested per investor

157 862 553 €

Principal received Principal received, including principal paid from Provision fund

44 636 109 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13431

Total active borrowers

4006 €

Average loan amount

67 months

Average loan term Weighted average loan term

868 €

Average income

951 €

A+ rating

860 €

A rating

877 €

B rating

800 €

C rating

968 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 241 416 282 € 18 121 131 € 74 181 179 € 94 030 193 € 45 468 202 € 9 610 936 €
Amount of issued credits 88 972 153 € 6 066 232 € 24 092 395 € 36 908 542 € 16 949 208 € 4 955 389 €
Amount of issued credits 60 259 6 216 19 159 21 181 11 701 1 992
Amount of issued credits 60 242 6 216 19 147 21 177 11 700 1 992
Not overdue and returned 200 520 009 €
83.06% 		17 354 874 €
95.77% 		66 385 328 €
89.49% 		77 087 728 €
81.98% 		33 618 299 €
73.94% 		6 069 139 €
63.15%
Not overdue and returned 48 075 880 €
54.03% 		5 299 976 €
87.37% 		16 296 544 €
67.64% 		19 966 077 €
54.10% 		5 099 304 €
30.09% 		1 413 592 €
28.53%
Not overdue and returned 52 570
87.24% 		6 095
98.05% 		18 050
94.21% 		18 228
86.06% 		8 986
76.80% 		1 201
60.29%
Not overdue and returned 52 553
87.24% 		6 095
98.05% 		18 038
94.21% 		18 224
86.06% 		8 985
76.79% 		1 201
60.29%
Overdue 40 896 273 €
16.94% 		766 257 €
4.23% 		7 795 851 €
10.51% 		16 942 464 €
18.02% 		11 849 904 €
26.06% 		3 541 797 €
36.85%
Overdue 40 896 273 €
45.97% 		766 257 €
12.63% 		7 795 851 €
32.36% 		16 942 464 €
45.90% 		11 849 904 €
69.91% 		3 541 797 €
71.47%
Overdue 7 689
12.76% 		121
1.95% 		1 109
5.79% 		2 953
13.94% 		2 715
23.20% 		791
39.71%
Overdue 7 689
12.76% 		121
1.95% 		1 109
5.79% 		2 953
13.94% 		2 715
23.21% 		791
39.71%
1-30 days 12 674 578 €
5.25% 		458 122 €
2.53% 		3 675 799 €
4.96% 		5 948 938 €
6.33% 		1 981 290 €
4.36% 		610 428 €
6.35%
1-30 days 12 674 578 €
14.25% 		458 122 €
7.55% 		3 675 799 €
15.26% 		5 948 938 €
16.12% 		1 981 290 €
11.69% 		610 428 €
12.32%
1-30 days 2 088
3.47% 		80
1.29% 		493
2.57% 		982
4.64% 		391
3.34% 		142
7.13%
1-30 days 2 088
3.47% 		80
1.29% 		493
2.57% 		982
4.64% 		391
3.34% 		142
7.13%
31-60 days 2 980 842 €
1.23% 		16 439 €
0.09% 		622 633 €
0.84% 		1 488 213 €
1.58% 		599 042 €
1.32% 		254 515 €
2.65%
31-60 days 2 980 842 €
3.35% 		16 439 €
0.27% 		622 633 €
2.58% 		1 488 213 €
4.03% 		599 042 €
3.53% 		254 515 €
5.14%
31-60 days 482
0.80% 		10
0.16% 		82
0.43% 		215
1.02% 		124
1.06% 		51
2.56%
31-60 days 482
0.80% 		10
0.16% 		82
0.43% 		215
1.02% 		124
1.06% 		51
2.56%
61-90 days 1 579 206 €
0.65% 		0 €
0.00% 		308 342 €
0.42% 		695 705 €
0.74% 		411 478 €
0.90% 		163 681 €
1.70%
61-90 days 1 579 206 €
1.77% 		0 €
0.00% 		308 342 €
1.28% 		695 705 €
1.88% 		411 478 €
2.43% 		163 681 €
3.30%
61-90 days 227
0.38% 		0
0.00% 		31
0.16% 		92
0.43% 		66
0.56% 		38
1.91%
61-90 days 227
0.38% 		0
0.00% 		31
0.16% 		92
0.43% 		66
0.56% 		38
1.91%
91-720 days 13 197 671 €
5.47% 		260 756 €
1.44% 		2 195 358 €
2.96% 		5 296 082 €
5.63% 		3 605 035 €
7.93% 		1 840 440 €
19.15%
91-720 days 13 197 671 €
14.83% 		260 756 €
4.30% 		2 195 358 €
9.11% 		5 296 082 €
14.35% 		3 605 035 €
21.27% 		1 840 440 €
37.14%
91-720 days 2 199
3.65% 		26
0.42% 		275
1.44% 		824
3.89% 		685
5.85% 		389
19.53%
91-720 days 2 199
3.65% 		26
0.42% 		275
1.44% 		824
3.89% 		685
5.85% 		389
19.53%
> 720 days 10 463 975 €
4.33% 		30 940 €
0.17% 		993 719 €
1.34% 		3 513 526 €
3.74% 		5 253 059 €
11.55% 		672 732 €
7.00%
> 720 days 10 463 975 €
11.76% 		30 940 €
0.51% 		993 719 €
4.12% 		3 513 526 €
9.52% 		5 253 059 €
30.99% 		672 732 €
13.58%
> 720 days 2 693
4.47% 		5
0.08% 		228
1.19% 		840
3.97% 		1 449
12.38% 		171
8.58%
> 720 days 2 693
4.47% 		5
0.08% 		228
1.19% 		840
3.97% 		1 449
12.38% 		171
8.58%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 €
0.00% 		0 €
0.00% 		0 €
0.00% 		0 €
0.00% 		0 €
0.00% 		0 €
0.00%
Written-off loans 0
0.00% 		0
0.00% 		0
0.00% 		0
0.00% 		0
0.00% 		0
0.00%
Written-off loans 0
0.00% 		0
0.00% 		0
0.00% 		0
0.00% 		0
0.00% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 26 810 472 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 615 470 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 4 885 560 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 14 700 497 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 4 769 828 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 1 839 087 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 390 238 € 8 080 604 € 12 760 840 € 16 532 465 € 16 504 780 € 21 773 864 € 24 895 986 € 23 699 256 € 19 076 763 € 6 722 484 €
A+
 0 € 0 € 0 € 0 € 0 € 1 490 808 € 2 485 468 € 3 603 460 € 2 996 630 € 1 276 859 € 201 673 €
A
 1 400 € 607 250 € 3 031 516 € 5 317 471 € 6 769 478 € 5 118 991 € 6 350 309 € 8 341 802 € 8 145 843 € 5 259 264 € 1 145 458 €
B
 2 750 € 835 296 € 2 905 803 € 3 959 436 € 5 466 765 € 5 650 720 € 7 444 179 € 9 042 123 € 8 713 306 € 9 260 997 € 3 840 277 €
C
 2 700 € 947 692 € 2 143 285 € 3 483 932 € 4 296 221 € 4 244 261 € 4 159 414 € 2 950 708 € 2 749 863 € 2 481 720 € 1 059 198 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 334 495 € 957 893 € 1 093 614 € 793 698 € 475 847 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.20 % 90.37 % 89.40 % 88.77 % 86.49 % 79.50 % 66.94 % 53.94 % 44.79 % 25.07 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 96.13 % 80.32 % 71.46 % 55.28 % 53.27 % 32.77 %
A
 100.00 % 92.56 % 97.07 % 98.15 % 98.02 % 92.70 % 79.47 % 64.97 % 53.64 % 45.13 % 23.45 %
B
 100.00 % 96.05 % 89.84 % 89.36 % 90.01 % 85.39 % 82.59 % 67.03 % 55.55 % 46.51 % 26.12 %
C
 100.00 % 91.21 % 82.93 % 78.72 % 76.11 % 78.71 % 75.78 % 67.03 % 51.20 % 39.10 % 22.21 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 74.09 % 67.63 % 48.06 % 34.83 % 25.87 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 174 427 € 861 443 € 1 513 583 € 2 091 701 € 2 578 190 € 5 615 231 € 12 292 745 € 20 240 714 € 23 516 131 € 20 087 988 €
A+
 0 € 0 € 0 € 0 € 0 € 59 974 € 608 841 € 1 439 362 € 2 424 151 € 1 120 107 € 413 797 €
A
 0 € 48 824 € 91 482 € 100 363 € 136 427 € 402 932 € 1 640 568 € 4 496 888 € 7 040 569 € 6 394 240 € 3 740 102 €
B
 0 € 34 307 € 328 794 € 471 546 € 606 808 € 967 076 € 1 569 474 € 4 446 578 € 6 973 294 € 10 650 444 € 10 860 220 €
C
 0 € 91 296 € 441 166 € 941 673 € 1 348 466 € 1 148 207 € 1 329 695 € 1 451 532 € 2 620 637 € 3 865 904 € 3 710 630 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 466 653 € 458 385 € 1 182 063 € 1 485 049 € 1 363 240 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 174 427 € 861 444 € 1 513 583 € 2 058 555 € 1 843 640 € 2 220 736 € 3 849 376 € 6 302 251 € 4 377 489 € 460 147 €
A+
 0 € 0 € 0 € 0 € 0 € 2 666 € 5 412 € 67 317 € 191 686 € 24 615 € 0 €
A
 0 € 48 824 € 91 482 € 100 363 € 121 791 € 86 476 € 241 162 € 799 575 € 1 249 006 € 447 270 € 3 126 €
B
 0 € 34 307 € 328 795 € 471 546 € 588 297 € 649 884 € 700 677 € 1 744 330 € 2 562 168 € 1 613 705 € 115 900 €
C
 0 € 91 296 € 441 166 € 941 673 € 1 348 466 € 1 104 614 € 872 579 € 897 671 € 1 495 364 € 1 448 071 € 217 192 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 400 906 € 340 482 € 804 027 € 843 828 € 123 929 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 6.80 % 9.63 % 10.60 % 11.05 % 9.66 % 8.11 % 10.35 % 14.34 % 10.28 % 1.72 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.17 % 0.17 % 1.33 % 3.54 % 1.03 % 0.00 %
A
 0.00 % 7.44 % 2.93 % 1.85 % 1.76 % 1.57 % 3.02 % 6.23 % 8.22 % 3.84 % 0.06 %
B
 0.00 % 3.95 % 10.16 % 10.64 % 9.69 % 9.82 % 7.77 % 12.93 % 16.33 % 8.10 % 0.79 %
C
 0.00 % 8.79 % 17.07 % 21.28 % 23.89 % 20.48 % 15.90 % 20.39 % 27.84 % 22.81 % 4.55 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.26 % 24.04 % 35.33 % 37.03 % 6.74 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.60 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.69 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.89 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.48 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.64 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.27 %
Interest paid, EUR 1 142 € 1 077 221 € 3 478 934 € 4 915 187 € 6 256 225 € 5 106 757 € 6 028 872 € 6 140 206 € 6 700 209 € 3 999 677 € 763 612 €
A+
 0 € 0 € 0 € 0 € 0 € 225 496 € 437 778 € 562 743 € 617 208 € 157 151 € 7 851 €
A
 61 € 212 778 € 866 613 € 1 266 687 € 1 517 399 € 1 101 729 € 1 403 306 € 1 880 173 € 2 110 908 € 944 483 € 105 070 €
B
 416 € 352 101 € 1 307 800 € 1 500 518 € 2 037 649 € 1 884 013 € 1 987 831 € 2 344 997 € 2 526 533 € 1 956 169 € 425 425 €
C
 664 € 512 342 € 1 304 520 € 2 147 981 € 2 701 177 € 1 895 519 € 1 616 774 € 960 259 € 1 006 665 € 706 950 € 162 022 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 583 183 € 392 034 € 438 895 € 234 677 € 63 243 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 231 706 € 1 062 502 € 1 537 389 € 1 793 854 € 1 320 743 € 997 504 € 1 097 098 € 1 520 119 € 780 391 € 99 772 €
A+
 0 € 0 € 0 € 0 € 0 € 242 € 404 € 7 583 € 19 333 € 2 213 € 27 €
A
 0 € 56 553 € 74 388 € 66 191 € 55 647 € 33 136 € 55 175 € 136 387 € 202 213 € 60 375 € 1 829 €
B
 0 € 40 506 € 350 237 € 399 072 € 441 957 € 416 063 € 239 674 € 475 082 € 577 113 € 254 569 € 32 070 €
C
 0 € 134 647 € 637 876 € 1 072 127 € 1 296 251 € 871 302 € 450 847 € 328 525 € 431 135 € 272 677 € 39 288 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 251 404 € 149 522 € 290 325 € 190 557 € 26 558 €
>90 days overdue, EUR 0 € 231 706 € 1 062 502 € 1 537 389 € 1 793 610 € 1 302 127 € 943 043 € 969 640 € 1 279 127 € 563 729 € 13 438 €
A+
 0 € 0 € 0 € 0 € 0 € 238 € 243 € 6 424 € 15 027 € 1 199 € 0 €
A
 0 € 56 553 € 74 388 € 66 191 € 55 637 € 32 092 € 49 278 € 111 141 € 158 610 € 42 695 € 89 €
B
 0 € 40 506 € 350 237 € 399 072 € 441 722 € 403 896 € 222 934 € 417 152 € 480 399 € 160 756 € 2 559 €
C
 0 € 134 647 € 637 876 € 1 072 127 € 1 296 251 € 865 901 € 427 577 € 297 866 € 368 128 € 203 990 € 5 860 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 243 012 € 137 057 € 256 962 € 155 090 € 4 929 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 197 683 €
Receivable fee amount 13 888 287 €
Historical Returns