Statistics

Investor statistics

15924

Active investors

315

Average number of loans Average loans per investor

14.89 %

Average interest rate Return on investment it will always be lower than the interest rate

5 669 €

Average active investment amount Average amount invested per investor

160 598 404 €

Principal received Principal received, including principal paid from Provision fund

45 405 977 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13556

Total active borrowers

4024 €

Average loan amount

67 months

Average loan term Weighted average loan term

871 €

Average income

955 €

A+ rating

863 €

A rating

881 €

B rating

803 €

C rating

970 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 245 409 505 € 18 179 481 € 74 631 597 € 96 230 574 € 46 458 389 € 9 904 823 €
Amount of issued credits 90 266 321 € 5 937 676 € 23 936 846 € 37 802 457 € 17 517 233 € 5 071 723 €
Amount of issued credits 60 978 6 279 19 319 21 500 11 828 2 042
Amount of issued credits 60 961 6 279 19 307 21 496 11 827 2 042
Not overdue and returned 205 113 837 €
83.58% 		17 414 551 €
95.79% 		67 420 963 €
90.34% 		79 560 078 €
82.68% 		34 476 699 €
74.21% 		6 237 290 €
62.97%
Not overdue and returned 49 970 653 €
55.36% 		5 172 747 €
87.12% 		16 726 212 €
69.88% 		21 131 961 €
55.90% 		5 535 543 €
31.60% 		1 404 189 €
27.69%
Not overdue and returned 53 328
87.45% 		6 153
97.99% 		18 251
94.47% 		18 577
86.40% 		9 108
77.00% 		1 230
60.24%
Not overdue and returned 53 311
87.45% 		6 153
97.99% 		18 239
94.47% 		18 573
86.40% 		9 107
77.00% 		1 230
60.24%
Overdue 40 295 668 €
16.42% 		764 929 €
4.21% 		7 210 634 €
9.66% 		16 670 496 €
17.32% 		11 981 690 €
25.79% 		3 667 534 €
37.03%
Overdue 40 295 668 €
44.64% 		764 929 €
12.88% 		7 210 634 €
30.12% 		16 670 496 €
44.10% 		11 981 690 €
68.40% 		3 667 534 €
72.31%
Overdue 7 650
12.55% 		126
2.01% 		1 068
5.53% 		2 923
13.60% 		2 720
23.00% 		812
39.76%
Overdue 7 650
12.55% 		126
2.01% 		1 068
5.53% 		2 923
13.60% 		2 720
23.00% 		812
39.76%
1-30 days 11 599 379 €
4.73% 		447 342 €
2.46% 		3 074 384 €
4.12% 		5 520 690 €
5.74% 		1 902 727 €
4.10% 		653 849 €
6.60%
1-30 days 11 599 379 €
12.85% 		447 342 €
7.53% 		3 074 384 €
12.84% 		5 520 690 €
14.60% 		1 902 727 €
10.86% 		653 849 €
12.89%
1-30 days 1 976
3.24% 		86
1.37% 		454
2.35% 		918
4.27% 		370
3.13% 		147
7.20%
1-30 days 1 976
3.24% 		86
1.37% 		454
2.35% 		918
4.27% 		370
3.13% 		147
7.20%
31-60 days 2 851 813 €
1.16% 		24 331 €
0.13% 		608 267 €
0.82% 		1 346 477 €
1.40% 		643 942 €
1.39% 		228 796 €
2.31%
31-60 days 2 851 813 €
3.16% 		24 331 €
0.41% 		608 267 €
2.54% 		1 346 477 €
3.56% 		643 942 €
3.68% 		228 796 €
4.51%
31-60 days 477
0.78% 		6
0.10% 		72
0.37% 		214
1.00% 		128
1.08% 		57
2.79%
31-60 days 477
0.78% 		6
0.10% 		72
0.37% 		214
1.00% 		128
1.08% 		57
2.79%
61-90 days 1 465 311 €
0.60% 		3 752 €
0.02% 		257 027 €
0.34% 		677 495 €
0.70% 		363 442 €
0.78% 		163 595 €
1.65%
61-90 days 1 465 311 €
1.62% 		3 752 €
0.06% 		257 027 €
1.07% 		677 495 €
1.79% 		363 442 €
2.07% 		163 595 €
3.23%
61-90 days 228
0.37% 		4
0.06% 		31
0.16% 		99
0.46% 		65
0.55% 		29
1.42%
61-90 days 228
0.37% 		4
0.06% 		31
0.16% 		99
0.46% 		65
0.55% 		29
1.42%
91-720 days 13 654 778 €
5.56% 		258 619 €
1.42% 		2 273 600 €
3.05% 		5 451 369 €
5.66% 		3 763 749 €
8.10% 		1 907 441 €
19.26%
91-720 days 13 654 778 €
15.13% 		258 619 €
4.36% 		2 273 600 €
9.50% 		5 451 369 €
14.42% 		3 763 749 €
21.49% 		1 907 441 €
37.61%
91-720 days 2 237
3.67% 		25
0.40% 		280
1.45% 		832
3.87% 		700
5.92% 		400
19.59%
91-720 days 2 237
3.67% 		25
0.40% 		280
1.45% 		832
3.87% 		700
5.92% 		400
19.59%
> 720 days 10 724 387 €
4.37% 		30 885 €
0.17% 		997 356 €
1.34% 		3 674 464 €
3.82% 		5 307 829 €
11.42% 		713 853 €
7.21%
> 720 days 10 724 387 €
11.88% 		30 885 €
0.52% 		997 356 €
4.17% 		3 674 464 €
9.72% 		5 307 829 €
30.30% 		713 853 €
14.08%
> 720 days 2 732
4.48% 		5
0.08% 		231
1.20% 		860
4.00% 		1 457
12.32% 		179
8.77%
> 720 days 2 732
4.48% 		5
0.08% 		231
1.20% 		860
4.00% 		1 457
12.32% 		179
8.77%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 €
0.00% 		0 €
0.00% 		0 €
0.00% 		0 €
0.00% 		0 €
0.00% 		0 €
0.00%
Written-off loans 0
0.00% 		0
0.00% 		0
0.00% 		0
0.00% 		0
0.00% 		0
0.00%
Written-off loans 0
0.00% 		0
0.00% 		0
0.00% 		0
0.00% 		0
0.00% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 30 803 695 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 673 820 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 5 335 978 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 16 900 878 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 5 760 015 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 2 132 974 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 393 297 € 8 083 301 € 12 766 234 € 16 543 492 € 16 558 131 € 21 884 964 € 25 119 277 € 24 032 167 € 19 641 312 € 8 114 159 €
A+
 0 € 0 € 0 € 0 € 0 € 1 493 072 € 2 497 417 € 3 627 063 € 3 056 761 € 1 329 540 € 237 952 €
A
 1 400 € 610 240 € 3 032 385 € 5 317 648 € 6 772 393 € 5 143 670 € 6 384 895 € 8 443 679 € 8 238 978 € 5 387 864 € 1 361 601 €
B
 2 750 € 835 296 € 2 906 368 € 3 962 031 € 5 470 733 € 5 664 877 € 7 479 376 € 9 108 107 € 8 841 978 € 9 543 814 € 4 612 788 €
C
 2 700 € 947 761 € 2 144 549 € 3 486 555 € 4 300 367 € 4 256 513 € 4 183 396 € 2 971 354 € 2 791 969 € 2 559 405 € 1 296 587 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 339 881 € 969 075 € 1 102 481 € 816 463 € 605 201 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.32 % 90.40 % 89.43 % 88.83 % 86.77 % 79.90 % 67.55 % 54.69 % 46.11 % 26.34 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 96.28 % 80.71 % 71.93 % 56.39 % 55.47 % 35.31 %
A
 100.00 % 93.01 % 97.10 % 98.15 % 98.07 % 93.15 % 79.90 % 65.77 % 54.25 % 46.23 % 25.52 %
B
 100.00 % 96.05 % 89.85 % 89.42 % 90.07 % 85.60 % 82.98 % 67.52 % 56.37 % 47.93 % 27.29 %
C
 100.00 % 91.22 % 82.98 % 78.78 % 76.18 % 78.93 % 76.21 % 67.50 % 51.99 % 40.32 % 22.51 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 74.39 % 68.42 % 48.45 % 35.83 % 28.37 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 171 368 € 858 746 € 1 508 188 € 2 080 674 € 2 524 838 € 5 504 132 € 12 069 454 € 19 907 803 € 22 951 582 € 22 689 537 €
A+
 0 € 0 € 0 € 0 € 0 € 57 710 € 596 892 € 1 415 759 € 2 364 020 € 1 067 426 € 435 868 €
A
 0 € 45 834 € 90 614 € 100 187 € 133 513 € 378 253 € 1 605 983 € 4 395 011 € 6 947 434 € 6 265 640 € 3 974 377 €
B
 0 € 34 307 € 328 229 € 468 951 € 602 841 € 952 919 € 1 534 277 € 4 380 594 € 6 844 622 € 10 367 627 € 12 288 090 €
C
 0 € 91 227 € 439 902 € 939 050 € 1 344 321 € 1 135 955 € 1 305 713 € 1 430 887 € 2 578 531 € 3 788 219 € 4 463 428 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 461 266 € 447 203 € 1 173 196 € 1 462 284 € 1 527 773 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 171 367 € 858 746 € 1 508 188 € 2 051 241 € 1 834 336 € 2 218 702 € 3 869 801 € 6 455 952 € 4 634 382 € 776 449 €
A+
 0 € 0 € 0 € 0 € 0 € 2 666 € 5 256 € 66 784 € 191 252 € 23 547 € 0 €
A
 0 € 45 834 € 90 614 € 100 187 € 121 113 € 86 151 € 239 583 € 799 307 € 1 291 318 € 493 723 € 3 126 €
B
 0 € 34 307 € 328 230 € 468 951 € 585 807 € 649 082 € 695 765 € 1 757 503 € 2 650 124 € 1 736 028 € 220 035 €
C
 0 € 91 227 € 439 902 € 939 050 € 1 344 321 € 1 096 437 € 876 465 € 910 290 € 1 522 781 € 1 505 163 € 345 943 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 401 633 € 335 918 € 800 477 € 875 920 € 207 345 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 6.68 % 9.60 % 10.57 % 11.01 % 9.61 % 8.10 % 10.41 % 14.69 % 10.88 % 2.52 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.17 % 0.17 % 1.32 % 3.53 % 0.98 % 0.00 %
A
 0.00 % 6.99 % 2.90 % 1.85 % 1.75 % 1.56 % 3.00 % 6.23 % 8.50 % 4.24 % 0.06 %
B
 0.00 % 3.95 % 10.15 % 10.58 % 9.65 % 9.81 % 7.72 % 13.03 % 16.89 % 8.72 % 1.30 %
C
 0.00 % 8.78 % 17.02 % 21.22 % 23.82 % 20.33 % 15.97 % 20.68 % 28.35 % 23.71 % 6.01 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.30 % 23.72 % 35.18 % 38.44 % 9.72 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.70 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.67 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.82 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.47 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.63 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.21 %
Interest paid, EUR 1 142 € 1 080 293 € 3 485 325 € 4 926 657 € 6 274 810 € 5 126 356 € 6 071 002 € 6 227 150 € 6 862 829 € 4 218 540 € 971 316 €
A+
 0 € 0 € 0 € 0 € 0 € 225 888 € 441 168 € 570 895 € 632 839 € 164 376 € 9 823 €
A
 61 € 214 827 € 867 957 € 1 267 413 € 1 518 167 € 1 104 672 € 1 413 965 € 1 909 339 € 2 167 047 € 994 255 € 128 938 €
B
 416 € 352 650 € 1 310 242 € 1 504 571 € 2 045 165 € 1 890 020 € 2 001 357 € 2 377 926 € 2 586 368 € 2 067 697 € 544 209 €
C
 664 € 512 815 € 1 307 126 € 2 154 674 € 2 711 478 € 1 905 776 € 1 627 951 € 971 906 € 1 029 609 € 745 868 € 207 711 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 586 560 € 397 084 € 446 966 € 246 099 € 80 635 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 232 033 € 1 071 065 € 1 553 079 € 1 813 624 € 1 337 436 € 1 015 871 € 1 125 139 € 1 576 594 € 837 560 € 129 712 €
A+
 0 € 0 € 0 € 0 € 0 € 329 € 503 € 7 590 € 20 288 € 2 163 € 48 €
A
 0 € 55 147 € 73 886 € 67 015 € 56 207 € 33 688 € 56 603 € 139 578 € 208 043 € 62 350 € 2 270 €
B
 0 € 40 808 € 353 252 € 402 622 € 445 576 € 422 176 € 243 413 € 488 335 € 598 325 € 272 600 € 41 279 €
C
 0 € 136 078 € 643 927 € 1 083 442 € 1 311 842 € 881 243 € 459 359 € 336 125 € 446 808 € 294 372 € 51 722 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 255 993 € 153 512 € 303 130 € 206 062 € 34 393 €
>90 days overdue, EUR 0 € 232 033 € 1 071 065 € 1 553 079 € 1 813 420 € 1 320 526 € 963 639 € 1 002 135 € 1 351 780 € 641 994 € 23 815 €
A+
 0 € 0 € 0 € 0 € 0 € 261 € 263 € 6 639 € 16 529 € 1 262 € 0 €
A
 0 € 55 147 € 73 886 € 67 015 € 56 194 € 32 823 € 50 665 € 116 160 € 169 119 € 46 295 € 131 €
B
 0 € 40 808 € 353 252 € 402 622 € 445 384 € 410 679 € 227 391 € 430 887 € 508 740 € 184 378 € 4 974 €
C
 0 € 136 078 € 643 927 € 1 083 442 € 1 311 842 € 876 764 € 437 045 € 306 783 € 386 541 € 235 286 € 10 192 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 248 275 € 141 667 € 270 851 € 174 773 € 8 518 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 189 353 €
Receivable fee amount 14 137 317 €
Historical Returns