Statistics
Investor statistics
15583
Active investors
275
Average number of loans Average loans per investor
14.60 %
Average interest rate Return on investment it will always be lower than the interest rate
4 784 €
Average active investment amount Average amount invested per investor
117 805 073 €
Principal received Principal received, including principal paid from Provision fund
32 715 572 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
12386
Total active borrowers
3771 €
Average loan amount
68 months
Average loan term Weighted average loan term
820 €
Average income
908 €
A+ rating
823 €
A rating
816 €
B rating
761 €
C rating
942 €
C- - rating
Granted loans
Loan statistics
| Rating | Total | |||||
| Amount of issued credits | 188 199 848 € | 16 704 999 € | 63 522 477 € | 65 474 266 € | 36 228 367 € | 6 268 962 € |
| Not overdue and returned |
159 651 679 €
84.83% |
16 001 595 €
95.79% |
58 097 496 €
91.46% |
54 570 015 €
83.35% |
26 967 977 €
74.44% |
4 013 820 €
64.03% |
| Overdue |
28 548 169 €
15.17% |
703 404 €
4.21% |
5 424 981 €
8.54% |
10 904 251 €
16.65% |
9 260 390 €
25.56% |
2 255 142 €
35.97% |
| 1-30 days |
7 978 192 €
4.24% |
419 168 €
2.51% |
2 487 647 €
3.92% |
3 257 046 €
4.97% |
1 347 837 €
3.72% |
466 494 €
7.44% |
| 31-60 days |
1 955 006 €
1.04% |
51 696 €
0.31% |
459 387 €
0.72% |
797 607 €
1.22% |
449 361 €
1.24% |
196 954 €
3.14% |
| 61-90 days |
1 676 457 €
0.89% |
59 408 €
0.36% |
511 194 €
0.80% |
686 379 €
1.05% |
285 551 €
0.79% |
133 924 €
2.14% |
| 91-720 days |
9 513 086 €
5.05% |
166 897 €
1.00% |
1 488 830 €
2.34% |
3 886 171 €
5.94% |
2 783 567 €
7.68% |
1 187 621 €
18.94% |
| > 720 days |
7 425 429 €
3.95% |
6 236 €
0.04% |
477 923 €
0.75% |
2 277 048 €
3.48% |
4 394 074 €
12.13% |
270 149 €
4.31% |
Performance by year
| Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 37 188 730 € | 43 939 970 € | 16 186 932 € |
| Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 370 116 € | 8 013 415 € | 12 622 623 € | 16 109 978 € | 15 293 652 € | 19 149 680 € | 20 789 654 € | 16 394 362 € | 2 893 917 € |
| Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 92.41 % | 89.62 % | 88.43 % | 86.50 % | 80.14 % | 69.92 % | 55.90 % | 37.31 % | 17.88 % |
| Outstanding principal, EUR | 0 € | 194 549 € | 928 632 € | 1 651 799 € | 2 514 189 € | 3 789 317 € | 8 239 416 € | 16 399 077 € | 27 545 608 € | 13 293 015 € |
| >90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 194 548 € | 928 632 € | 1 651 799 € | 2 267 109 € | 1 978 684 € | 2 327 692 € | 3 703 507 € | 3 817 593 € | 68 951 € |
| >90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 7.59 % | 10.39 % | 11.57 % | 12.17 % | 10.37 % | 8.50 % | 9.96 % | 8.69 % | 0.43 % |
| Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.04 % | 14.47 % | 14.75 % |
| Interest paid, EUR | 1 142 € | 1 012 228 € | 3 303 683 € | 4 618 057 € | 5 849 049 € | 4 696 544 € | 5 089 959 € | 4 374 871 € | 3 360 617 € | 265 792 € |
| Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 211 791 € | 928 335 € | 1 329 912 € | 1 539 790 € | 1 042 827 € | 719 192 € | 640 359 € | 511 978 € | 29 983 € |
| >90 days overdue, EUR | 0 € | 211 791 € | 928 335 € | 1 329 912 € | 1 524 870 € | 991 789 € | 630 219 € | 474 450 € | 253 213 € | 964 € |